How I built a $4,800/month passive income stream
JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.
47 Comments
This is the way.
This is either genius or the most expensive lesson of your life.
This is a masterclass. Bookmarked.
The behavioral aspect of investing is so underrated.
I was skeptical at first but this changed my mind.
Be careful about survivorship bias in this analysis.
The international allocation debate never gets old.
This is the post I needed. Exactly my situation.
Counterpoint: what happens if rates stay elevated longer?
Counterintuitively, the best time to buy is when you're most scared.
Curious about the rebalancing approach. Annual or threshold-based?
This is exactly what I needed to read today.
Love the transparency. This community needs more of this.
Good luck! Keep us updated.
I've been burned by this before. Your caution is warranted.
This is why I come to this community. Real numbers, real analysis.
The international allocation debate never gets old.
This is exactly what I needed to read today.
What's your thoughts on the downside risk here?
Great post, thanks for sharing this.
This is the post I needed. Exactly my situation.
The math here is solid. This is what people miss.
How long have you been doing this? Impressive numbers.
Real talk: most people can't stick to this when it gets hard.
The international allocation debate never gets old.
Have you modeled different interest rate scenarios?
I've been thinking about this too. What's your time horizon?
The compounding at year 20+ is when it gets really wild.
Exactly. The sequence-of-returns issue is severely underappreciated.
Any thoughts on doing this in a taxable account?
Counterpoint: what happens if rates stay elevated longer?
This is the post I needed. Exactly my situation.
The psychology of money matters as much as the math.
How long have you been doing this? Impressive numbers.
I've been thinking about this too. What's your time horizon?
This is either genius or the most expensive lesson of your life.
Been saying this for years. Nice to see it laid out clearly.
Love the transparency. This community needs more of this.
How long have you been doing this? Impressive numbers.
The hardest part is just not touching it during a crash.
What brokerage are you using for this?
This is either genius or the most expensive lesson of your life.
Mind sharing your full allocation?
I respectfully disagree. The data suggests otherwise.
This is a solid framework. Saving this post.
Interesting perspective. I see it differently — happy to elaborate.
This is exactly what I needed to read today.
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