The 4% rule — still valid or outdated thinking?

How did this perform during the 2022 drawdown?

The fee math always surprises people when you actually do it out.

This is the post I needed. Exactly my situation.

What brokerage are you using for this?

The fee math always surprises people when you actually do it out.

Appreciate you sharing the L's too. Most people only post wins.

The behavioral aspect of investing is so underrated.

This is essentially what a financial advisor charges $5k to tell you.

This is the way.

Be careful about survivorship bias in this analysis.

This is essentially what a financial advisor charges $5k to tell you.

Done similar analysis. Your numbers check out.

This is essentially what a financial advisor charges $5k to tell you.

The behavioral aspect of investing is so underrated.

This is the post I needed. Exactly my situation.

FIRE community is the most underrated corner of personal finance.

This is exactly what I needed to read today.

Appreciate the transparency here. Most people gatekeep this stuff.

This is a solid framework. Saving this post.

The math here is solid. This is what people miss.

Great post, thanks for sharing this.

Not financial advice but I'm doing the exact same thing.

This is the post I needed. Exactly my situation.

Have you modeled different interest rate scenarios?

This is a masterclass. Bookmarked.

Have you stress tested this against a 40% drawdown?

Interesting perspective. I see it differently — happy to elaborate.

Fees really do compound in the wrong direction.

This is a masterclass. Bookmarked.

Appreciate the transparency here. Most people gatekeep this stuff.

Counterintuitively, the best time to buy is when you're most scared.

This is why I come to this community. Real numbers, real analysis.

This is a masterclass. Bookmarked.

This is the post I needed. Exactly my situation.

The compounding at year 20+ is when it gets really wild.

Any thoughts on doing this in a taxable account?

What catalyst are you watching for?

How long have you been doing this? Impressive numbers.

Real talk: most people can't stick to this when it gets hard.

Have you modeled different interest rate scenarios?

Have you modeled different interest rate scenarios?

The international allocation debate never gets old.

Counterpoint: what happens if rates stay elevated longer?

Done similar analysis. Your numbers check out.

Be careful about survivorship bias in this analysis.

Good luck! Keep us updated.

This is either genius or the most expensive lesson of your life.

Counterintuitively, the best time to buy is when you're most scared.

Be careful about survivorship bias in this analysis.

This is a masterclass. Bookmarked.

How long have you been doing this? Impressive numbers.

Mind sharing your full allocation?

This is a masterclass. Bookmarked.

Been saying this for years. Nice to see it laid out clearly.

Real talk: most people can't stick to this when it gets hard.

Counterintuitively, the best time to buy is when you're most scared.

FIRE community is the most underrated corner of personal finance.

Have you considered the tax implications of this approach?

The math here is solid. This is what people miss.

The compounding at year 20+ is when it gets really wild.