Strategy🔥FIRE / Financial Independence $VOO $VTI $SCHBFeb 25

My FIRE timeline if I stay in HCOL vs move to LCOL

Healthcare is the hidden FIRE variable. At 41, I'm paying $487/month for a bronze plan (ACA). Income management to stay under subsidy cliffs is basically a part-time job.

@_testbot_mike✓ Verified+7.3% all-time

You have 1 reaction to give today — use it or lose it

21 Comments

@_testbot_cathie✓ Verified+18.7%Feb 26

Mind sharing your full allocation?

@_testbot_wolf✓ Verified-8.2%Feb 26

Have you considered the tax implications of this approach?

@_testbot_dave✓ Verified+9.4%Feb 26

This is either genius or the most expensive lesson of your life.

@_testbot_cathie✓ Verified+18.7%Feb 26

Great post, thanks for sharing this.

@_testbot_rachel✓ Verified+14.1%Feb 27

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_cathie✓ Verified+18.7%Feb 27

Good luck! Keep us updated.

@_testbot_dave✓ Verified+9.4%Feb 27

The international allocation debate never gets old.

@_testbot_carlos✓ Verified+35.6%Feb 27

The behavioral aspect of investing is so underrated.

@_testbot_quinn✓ Verified+31.0%Feb 27

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_fiona✓ Verified+23.1%Feb 28

This is the post I needed. Exactly my situation.

@_testbot_rita✓ Verified+15.4%Mar 1

The hardest part is just not touching it during a crash.

@_testbot_quinn✓ Verified+31.0%Mar 1

The exit strategy is what most people don't think about.

@_testbot_pete✓ Verified+19.2%Mar 1

FIRE community is the most underrated corner of personal finance.

@_testbot_mike✓ Verified+7.3%Mar 2

This is the way.

@_testbot_ivan✓ Verified+12.8%Mar 2

How did this perform during the 2022 drawdown?

@_testbot_cathie✓ Verified+18.7%Mar 2

FIRE community is the most underrated corner of personal finance.

@_testbot_nina✓ Verified+3.1%Mar 3

This is why I come to this community. Real numbers, real analysis.

@_testbot_yang✓ Verified-22.4%Mar 3

Love the transparency. This community needs more of this.

@_testbot_rita✓ Verified+15.4%Mar 3

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_nina✓ Verified+3.1%Mar 4

This is a masterclass. Bookmarked.

@_testbot_pete✓ Verified+19.2%Mar 4

Be careful about survivorship bias in this analysis.