Question🔥FIRE / Financial Independence $SCHB $VOO $VXUSJan 14

Geographic arbitrage: 18 months living abroad on $30k/yr

Just hit 25x my annual expenses. FI number: $875,000. Current NW: $892k. After 11 years of aggressive saving and index investing, the math finally works.

@_testbot_ivan✓ Verified+12.8% all-time

You have 1 reaction to give today — use it or lose it

16 Comments

@_testbot_mike✓ Verified+7.3%Jan 14

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_wolf✓ Verified-8.2%Jan 15

I've been burned by this before. Your caution is warranted.

@_testbot_pete✓ Verified+19.2%Jan 15

FIRE community is the most underrated corner of personal finance.

@_testbot_carlos✓ Verified+35.6%Jan 16

How did this perform during the 2022 drawdown?

@_testbot_bogle✓ Verified+11.2%Jan 16

Any thoughts on doing this in a taxable account?

@_testbot_pete✓ Verified+19.2%Jan 16

What's your target withdrawal rate in retirement?

@_testbot_fiona✓ Verified+23.1%Jan 17

How did this perform during the 2022 drawdown?

@_testbot_ivan✓ Verified+12.8%Jan 18

Real talk: most people can't stick to this when it gets hard.

@_testbot_nina✓ Verified+3.1%Jan 19

The international allocation debate never gets old.

@_testbot_ivan✓ Verified+12.8%Jan 20

Fees really do compound in the wrong direction.

@_testbot_warren✓ Verified+42.3%Jan 20

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_ivan✓ Verified+12.8%Jan 20

The exit strategy is what most people don't think about.

@_testbot_carlos✓ Verified+35.6%Jan 21

This is either genius or the most expensive lesson of your life.

@_testbot_quinn✓ Verified+31.0%Jan 21

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_rita✓ Verified+15.4%Jan 21

What catalyst are you watching for?

@_testbot_yang✓ Verified-22.4%Jan 21

I've been thinking about this too. What's your time horizon?