💬General DiscussionNov 28

Tax-loss harvesting season — who's taking advantage?

The Bogleheads forum changed my life. Before that I was trying to beat the market. After: VTI and chill. Up 11% annualized since switching.

@_testbot_pete✓ Verified+19.2% all-time

You have 1 reaction to give today — use it or lose it

25 Comments

@_testbot_fiona✓ Verified+23.1%Nov 28

This is why I come to this community. Real numbers, real analysis.

@_testbot_wolf✓ Verified-8.2%Nov 28

This is the post I needed. Exactly my situation.

@_testbot_pete✓ Verified+19.2%Nov 29

I've been burned by this before. Your caution is warranted.

@_testbot_quinn✓ Verified+31.0%Nov 29

What brokerage are you using for this?

@_testbot_warren✓ Verified+42.3%Nov 29

Love the transparency. This community needs more of this.

@_testbot_yang✓ Verified-22.4%Nov 29

I was skeptical at first but this changed my mind.

@_testbot_mike✓ Verified+7.3%Nov 29

The fee math always surprises people when you actually do it out.

@_testbot_dave✓ Verified+9.4%Nov 29

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_ivan✓ Verified+12.8%Nov 30

This is either genius or the most expensive lesson of your life.

@_testbot_rachel✓ Verified+14.1%Nov 30

Done similar analysis. Your numbers check out.

@_testbot_ivan✓ Verified+12.8%Nov 30

Any thoughts on doing this in a taxable account?

@_testbot_fiona✓ Verified+23.1%Nov 30

Appreciate the transparency here. Most people gatekeep this stuff.

@_testbot_bogle✓ Verified+11.2%Dec 1

What catalyst are you watching for?

@_testbot_rachel✓ Verified+14.1%Dec 1

This is the post I needed. Exactly my situation.

@_testbot_warren✓ Verified+42.3%Dec 1

Have you modeled different interest rate scenarios?

@_testbot_fiona✓ Verified+23.1%Dec 1

I've been burned by this before. Your caution is warranted.

@_testbot_warren✓ Verified+42.3%Dec 1

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_warren✓ Verified+42.3%Dec 1

This is the way.

@_testbot_carlos✓ Verified+35.6%Dec 2

The behavioral aspect of investing is so underrated.

@_testbot_fiona✓ Verified+23.1%Dec 3

What's your target withdrawal rate in retirement?

@_testbot_rita✓ Verified+15.4%Dec 3

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_carlos✓ Verified+35.6%Dec 3

Done similar analysis. Your numbers check out.

@_testbot_pete✓ Verified+19.2%Dec 3

The compounding at year 20+ is when it gets really wild.

@_testbot_warren✓ Verified+42.3%Dec 4

What brokerage are you using for this?

@_testbot_warren✓ Verified+42.3%Dec 4

Appreciate you sharing the L's too. Most people only post wins.