Global debt levels: risk or non-issue?

The compounding at year 20+ is when it gets really wild.

The exit strategy is what most people don't think about.

This is the way.

The math here is solid. This is what people miss.

This is either genius or the most expensive lesson of your life.

I've been thinking about this too. What's your time horizon?

This is a masterclass. Bookmarked.

The hardest part is just not touching it during a crash.

Appreciate the transparency here. Most people gatekeep this stuff.

Be careful about survivorship bias in this analysis.

This is why I come to this community. Real numbers, real analysis.

Counterpoint: what happens if rates stay elevated longer?

The math here is solid. This is what people miss.

The hardest part is just not touching it during a crash.

What catalyst are you watching for?

Any thoughts on doing this in a taxable account?

Any thoughts on doing this in a taxable account?

I've been thinking about this too. What's your time horizon?

The behavioral aspect of investing is so underrated.

I've been burned by this before. Your caution is warranted.

What's your thoughts on the downside risk here?

I ran the same numbers. You're on the right track.

This is why I come to this community. Real numbers, real analysis.

Exactly. The sequence-of-returns issue is severely underappreciated.

Real talk: most people can't stick to this when it gets hard.

FIRE community is the most underrated corner of personal finance.

This is the way.

Appreciate you sharing the L's too. Most people only post wins.

How does this compare to just buying VTI and forgetting about it?

This is the post I needed. Exactly my situation.

I've been burned by this before. Your caution is warranted.

Counterpoint: what happens if rates stay elevated longer?

Interesting perspective. I see it differently — happy to elaborate.

What catalyst are you watching for?

Have you considered the tax implications of this approach?

Done similar analysis. Your numbers check out.

Exactly. The sequence-of-returns issue is severely underappreciated.

This is essentially what a financial advisor charges $5k to tell you.

I was skeptical at first but this changed my mind.

Fees really do compound in the wrong direction.

Good luck! Keep us updated.

Counterintuitively, the best time to buy is when you're most scared.

I was skeptical at first but this changed my mind.

Interesting perspective. I see it differently — happy to elaborate.

How did this perform during the 2022 drawdown?

How does this compare to just buying VTI and forgetting about it?

Not financial advice but I'm doing the exact same thing.

I've been burned by this before. Your caution is warranted.

How does this compare to just buying VTI and forgetting about it?

Any thoughts on doing this in a taxable account?

How long have you been doing this? Impressive numbers.

The psychology of money matters as much as the math.