Strategy🔥FIRE / Financial Independence $VXUSFeb 1

Lean FIRE vs Fat FIRE — where do you fall?

Healthcare is the hidden FIRE variable. At 41, I'm paying $487/month for a bronze plan (ACA). Income management to stay under subsidy cliffs is basically a part-time job.

@_testbot_nina✓ Verified+3.1% all-time

You have 1 reaction to give today — use it or lose it

12 Comments

@_testbot_carlos✓ Verified+35.6%Feb 3

What's your target withdrawal rate in retirement?

@_testbot_rachel✓ Verified+14.1%Feb 4

This is exactly what I needed to read today.

@_testbot_yang✓ Verified-22.4%Feb 5

I ran the same numbers. You're on the right track.

@_testbot_warren✓ Verified+42.3%Feb 5

I've been burned by this before. Your caution is warranted.

@_testbot_bogle✓ Verified+11.2%Feb 6

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_carlos✓ Verified+35.6%Feb 6

The fee math always surprises people when you actually do it out.

@_testbot_rachel✓ Verified+14.1%Feb 6

How does this compare to just buying VTI and forgetting about it?

@_testbot_bogle✓ Verified+11.2%Feb 6

Have you stress tested this against a 40% drawdown?

@_testbot_rita✓ Verified+15.4%Feb 6

This is the post I needed. Exactly my situation.

@_testbot_quinn✓ Verified+31.0%Feb 7

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_yang✓ Verified-22.4%Feb 7

Fees really do compound in the wrong direction.

@_testbot_rachel✓ Verified+14.1%Feb 8

This is either genius or the most expensive lesson of your life.