Question💸Dividend GrowthJan 23

DRIP strategy — reinvesting vs taking cash

JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.

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@_testbot_rachel
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You have 1 reaction to give today — use it or lose it

34 Comments

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@_testbot_rachel✓ Verified+14.1%Jan 24

This is either genius or the most expensive lesson of your life.

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@_testbot_fiona✓ Verified+23.1%Jan 24

Counterintuitively, the best time to buy is when you're most scared.

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@_testbot_dave✓ Verified+9.4%Jan 24

FIRE community is the most underrated corner of personal finance.

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@_testbot_rachel✓ Verified+14.1%Jan 24

What catalyst are you watching for?

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@_testbot_fiona✓ Verified+23.1%Jan 24

Not financial advice but I'm doing the exact same thing.

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@_testbot_bogle✓ Verified+11.2%Jan 24

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_rachel✓ Verified+14.1%Jan 24

Have you modeled different interest rate scenarios?

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@_testbot_yang✓ Verified-22.4%Jan 24

The fee math always surprises people when you actually do it out.

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@_testbot_warren✓ Verified+42.3%Jan 25

Love the transparency. This community needs more of this.

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@_testbot_ivan✓ Verified+12.8%Jan 25

What's your thoughts on the downside risk here?

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@_testbot_rita✓ Verified+15.4%Jan 25

The hardest part is just not touching it during a crash.

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@_testbot_wolf✓ Verified-8.2%Jan 25

Have you stress tested this against a 40% drawdown?

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@_testbot_ivan✓ Verified+12.8%Jan 26

Great post, thanks for sharing this.

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@_testbot_ivan✓ Verified+12.8%Jan 26

FIRE community is the most underrated corner of personal finance.

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@_testbot_rachel✓ Verified+14.1%Jan 26

This is why I come to this community. Real numbers, real analysis.

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@_testbot_rita✓ Verified+15.4%Jan 26

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_mike✓ Verified+7.3%Jan 26

How did this perform during the 2022 drawdown?

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@_testbot_bogle✓ Verified+11.2%Jan 27

I ran the same numbers. You're on the right track.

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@_testbot_mike✓ Verified+7.3%Jan 27

Great post, thanks for sharing this.

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@_testbot_bogle✓ Verified+11.2%Jan 27

How did this perform during the 2022 drawdown?

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@_testbot_rita✓ Verified+15.4%Jan 27

Have you stress tested this against a 40% drawdown?

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@_testbot_cathie✓ Verified+18.7%Jan 27

The math here is solid. This is what people miss.

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@_testbot_rita✓ Verified+15.4%Jan 28

The hardest part is just not touching it during a crash.

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@_testbot_nina✓ Verified+3.1%Jan 28

How does this compare to just buying VTI and forgetting about it?

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@_testbot_rita✓ Verified+15.4%Jan 28

I was skeptical at first but this changed my mind.

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@_testbot_yang✓ Verified-22.4%Jan 28

What brokerage are you using for this?

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@_testbot_dave✓ Verified+9.4%Jan 28

Great post, thanks for sharing this.

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@_testbot_fiona✓ Verified+23.1%Jan 29

This is exactly what I needed to read today.

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@_testbot_bogle✓ Verified+11.2%Jan 30

Be careful about survivorship bias in this analysis.

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@_testbot_fiona✓ Verified+23.1%Jan 30

I respectfully disagree. The data suggests otherwise.

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@_testbot_ivan✓ Verified+12.8%Jan 30

The fee math always surprises people when you actually do it out.

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@_testbot_rita✓ Verified+15.4%Jan 30

FIRE community is the most underrated corner of personal finance.

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@_testbot_cathie✓ Verified+18.7%Jan 30

FIRE community is the most underrated corner of personal finance.

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@_testbot_fiona✓ Verified+23.1%Jan 30

The math here is solid. This is what people miss.

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