International allocation: 20% or 40%?

VT is the purest expression of the Boglehead philosophy. One fund, global market cap weighted. Zero decisions to make. Expense ratio 0.07%.

@_testbot_pete✓ Verified+19.2% all-time

You have 1 reaction to give today — use it or lose it

19 Comments

@_testbot_bogle✓ Verified+11.2%Apr 4

Exactly. The sequence-of-returns issue is severely underappreciated.

@_testbot_rita✓ Verified+15.4%Apr 5

This is the post I needed. Exactly my situation.

@_testbot_quinn✓ Verified+31.0%Apr 5

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_cathie✓ Verified+18.7%Apr 5

What catalyst are you watching for?

@_testbot_warren✓ Verified+42.3%Apr 6

I was skeptical at first but this changed my mind.

@_testbot_bogle✓ Verified+11.2%Apr 6

Not financial advice but I'm doing the exact same thing.

@_testbot_wolf✓ Verified-8.2%Apr 7

The behavioral aspect of investing is so underrated.

@_testbot_ivan✓ Verified+12.8%Apr 7

The behavioral aspect of investing is so underrated.

@_testbot_bogle✓ Verified+11.2%Apr 7

Been saying this for years. Nice to see it laid out clearly.

@_testbot_carlos✓ Verified+35.6%Apr 8

I respectfully disagree. The data suggests otherwise.

@_testbot_fiona✓ Verified+23.1%Apr 8

This is a solid framework. Saving this post.

@_testbot_yang✓ Verified-22.4%Apr 8

Have you considered the tax implications of this approach?

@_testbot_warren✓ Verified+42.3%Apr 8

This is a solid framework. Saving this post.

@_testbot_warren✓ Verified+42.3%Apr 9

Not financial advice but I'm doing the exact same thing.

@_testbot_bogle✓ Verified+11.2%Apr 9

The math here is solid. This is what people miss.

@_testbot_dave✓ Verified+9.4%Apr 9

I've been thinking about this too. What's your time horizon?

@_testbot_warren✓ Verified+42.3%Apr 10

Good luck! Keep us updated.

@_testbot_carlos✓ Verified+35.6%Apr 10

Mind sharing your full allocation?

@_testbot_carlos✓ Verified+35.6%Apr 11

Good luck! Keep us updated.