International value: why I'm looking at emerging markets

Mind sharing your full allocation?

Done similar analysis. Your numbers check out.

Good luck! Keep us updated.

Have you modeled different interest rate scenarios?

I ran the same numbers. You're on the right track.

The behavioral aspect of investing is so underrated.

What catalyst are you watching for?

What catalyst are you watching for?

The psychology of money matters as much as the math.

Counterpoint: what happens if rates stay elevated longer?

The compounding at year 20+ is when it gets really wild.

Love the transparency. This community needs more of this.

How long have you been doing this? Impressive numbers.

What catalyst are you watching for?

Have you stress tested this against a 40% drawdown?

This is either genius or the most expensive lesson of your life.

The hardest part is just not touching it during a crash.

Have you considered the tax implications of this approach?

This is exactly what I needed to read today.

This is the way.

How did this perform during the 2022 drawdown?

Appreciate the transparency here. Most people gatekeep this stuff.

Counterpoint: what happens if rates stay elevated longer?

The international allocation debate never gets old.

Not financial advice but I'm doing the exact same thing.

The fee math always surprises people when you actually do it out.

This is exactly what I needed to read today.

Real talk: most people can't stick to this when it gets hard.

This is either genius or the most expensive lesson of your life.

Counterintuitively, the best time to buy is when you're most scared.

I ran the same numbers. You're on the right track.

I ran the same numbers. You're on the right track.

I respectfully disagree. The data suggests otherwise.

Exactly. The sequence-of-returns issue is severely underappreciated.

The math here is solid. This is what people miss.

Appreciate the transparency here. Most people gatekeep this stuff.

Real talk: most people can't stick to this when it gets hard.

This is exactly what I needed to read today.

Mind sharing your full allocation?

Have you stress tested this against a 40% drawdown?

How long have you been doing this? Impressive numbers.

Be careful about survivorship bias in this analysis.

The hardest part is just not touching it during a crash.

This is a solid framework. Saving this post.

Exactly. The sequence-of-returns issue is severely underappreciated.

This is exactly what I needed to read today.

Be careful about survivorship bias in this analysis.

This is a masterclass. Bookmarked.

This is a solid framework. Saving this post.

Done similar analysis. Your numbers check out.

The compounding at year 20+ is when it gets really wild.

Interesting perspective. I see it differently — happy to elaborate.

Not financial advice but I'm doing the exact same thing.

Done similar analysis. Your numbers check out.

The fee math always surprises people when you actually do it out.

Good luck! Keep us updated.

This is the way.

I've been burned by this before. Your caution is warranted.

The psychology of money matters as much as the math.

Appreciate the transparency here. Most people gatekeep this stuff.

FIRE community is the most underrated corner of personal finance.

The fee math always surprises people when you actually do it out.

Have you considered the tax implications of this approach?

I ran the same numbers. You're on the right track.

Have you modeled different interest rate scenarios?

Great post, thanks for sharing this.

Interesting perspective. I see it differently — happy to elaborate.

This is the post I needed. Exactly my situation.

FIRE community is the most underrated corner of personal finance.

Interesting perspective. I see it differently — happy to elaborate.

This is exactly what I needed to read today.

I've been burned by this before. Your caution is warranted.

Been saying this for years. Nice to see it laid out clearly.

This is essentially what a financial advisor charges $5k to tell you.

This is the way.

I've been burned by this before. Your caution is warranted.

The compounding at year 20+ is when it gets really wild.

Done similar analysis. Your numbers check out.

The hardest part is just not touching it during a crash.