My crypto allocation: 60% BTC, 30% ETH, 10% alts

The math here is solid. This is what people miss.

Any thoughts on doing this in a taxable account?

The compounding at year 20+ is when it gets really wild.

How long have you been doing this? Impressive numbers.

Exactly. The sequence-of-returns issue is severely underappreciated.

Appreciate you sharing the L's too. Most people only post wins.

This is a solid framework. Saving this post.

Done similar analysis. Your numbers check out.

The math here is solid. This is what people miss.

This is the post I needed. Exactly my situation.

The math here is solid. This is what people miss.

Curious about the rebalancing approach. Annual or threshold-based?

Interesting perspective. I see it differently — happy to elaborate.

Any thoughts on doing this in a taxable account?

FIRE community is the most underrated corner of personal finance.

How did this perform during the 2022 drawdown?

The compounding at year 20+ is when it gets really wild.

What's your target withdrawal rate in retirement?

Have you modeled different interest rate scenarios?

Fees really do compound in the wrong direction.

Counterpoint: what happens if rates stay elevated longer?

This is a masterclass. Bookmarked.

I've been burned by this before. Your caution is warranted.

Love the transparency. This community needs more of this.

Counterpoint: what happens if rates stay elevated longer?

I've been thinking about this too. What's your time horizon?

Be careful about survivorship bias in this analysis.

Have you stress tested this against a 40% drawdown?

I've been burned by this before. Your caution is warranted.

The compounding at year 20+ is when it gets really wild.

Have you stress tested this against a 40% drawdown?

How did this perform during the 2022 drawdown?

The fee math always surprises people when you actually do it out.

This is a masterclass. Bookmarked.

The behavioral aspect of investing is so underrated.

The hardest part is just not touching it during a crash.

What brokerage are you using for this?

The math here is solid. This is what people miss.

How did this perform during the 2022 drawdown?

Appreciate you sharing the L's too. Most people only post wins.

Counterintuitively, the best time to buy is when you're most scared.

Curious about the rebalancing approach. Annual or threshold-based?

Appreciate the transparency here. Most people gatekeep this stuff.

Been saying this for years. Nice to see it laid out clearly.

What's your target withdrawal rate in retirement?

Appreciate you sharing the L's too. Most people only post wins.

This is a solid framework. Saving this post.

How long have you been doing this? Impressive numbers.

I respectfully disagree. The data suggests otherwise.

Appreciate you sharing the L's too. Most people only post wins.

The psychology of money matters as much as the math.

The behavioral aspect of investing is so underrated.

Have you considered the tax implications of this approach?

I ran the same numbers. You're on the right track.

Curious about the rebalancing approach. Annual or threshold-based?

Counterpoint: what happens if rates stay elevated longer?

This is a masterclass. Bookmarked.

FIRE community is the most underrated corner of personal finance.

Done similar analysis. Your numbers check out.

Great post, thanks for sharing this.

What's your thoughts on the downside risk here?

How does this compare to just buying VTI and forgetting about it?

Curious about the rebalancing approach. Annual or threshold-based?

What catalyst are you watching for?

This is exactly what I needed to read today.

This is exactly what I needed to read today.

Interesting perspective. I see it differently — happy to elaborate.

The behavioral aspect of investing is so underrated.

Appreciate you sharing the L's too. Most people only post wins.

What's your target withdrawal rate in retirement?

I was skeptical at first but this changed my mind.

This is a masterclass. Bookmarked.

Curious about the rebalancing approach. Annual or threshold-based?

Any thoughts on doing this in a taxable account?

Been saying this for years. Nice to see it laid out clearly.

Been saying this for years. Nice to see it laid out clearly.

Interesting perspective. I see it differently — happy to elaborate.

This is why I come to this community. Real numbers, real analysis.

Good luck! Keep us updated.

What catalyst are you watching for?

Mind sharing your full allocation?

I was skeptical at first but this changed my mind.

I respectfully disagree. The data suggests otherwise.

Fees really do compound in the wrong direction.

I've been burned by this before. Your caution is warranted.

What catalyst are you watching for?

How did this perform during the 2022 drawdown?

Have you considered the tax implications of this approach?

I was skeptical at first but this changed my mind.

Good luck! Keep us updated.

Appreciate you sharing the L's too. Most people only post wins.

Been saying this for years. Nice to see it laid out clearly.

I was skeptical at first but this changed my mind.

How did this perform during the 2022 drawdown?

Good luck! Keep us updated.

I respectfully disagree. The data suggests otherwise.

The international allocation debate never gets old.

I was skeptical at first but this changed my mind.