Hit 50% savings rate this month — new personal record

Great post, thanks for sharing this.

The psychology of money matters as much as the math.

What's your thoughts on the downside risk here?

This is essentially what a financial advisor charges $5k to tell you.

I ran the same numbers. You're on the right track.

This is the post I needed. Exactly my situation.

The hardest part is just not touching it during a crash.

The math here is solid. This is what people miss.

Appreciate the transparency here. Most people gatekeep this stuff.

Real talk: most people can't stick to this when it gets hard.

The behavioral aspect of investing is so underrated.

Good luck! Keep us updated.

Curious about the rebalancing approach. Annual or threshold-based?

Exactly. The sequence-of-returns issue is severely underappreciated.

The international allocation debate never gets old.

Not financial advice but I'm doing the exact same thing.

Good luck! Keep us updated.

Love the transparency. This community needs more of this.

Interesting perspective. I see it differently — happy to elaborate.

The behavioral aspect of investing is so underrated.

Have you modeled different interest rate scenarios?

Counterintuitively, the best time to buy is when you're most scared.

How long have you been doing this? Impressive numbers.

How does this compare to just buying VTI and forgetting about it?

The exit strategy is what most people don't think about.

The math here is solid. This is what people miss.

What's your target withdrawal rate in retirement?

I ran the same numbers. You're on the right track.

Appreciate the transparency here. Most people gatekeep this stuff.

I ran the same numbers. You're on the right track.

Any thoughts on doing this in a taxable account?

Counterpoint: what happens if rates stay elevated longer?

This is exactly what I needed to read today.

Be careful about survivorship bias in this analysis.

The behavioral aspect of investing is so underrated.

How long have you been doing this? Impressive numbers.

I was skeptical at first but this changed my mind.

Good luck! Keep us updated.

Appreciate the transparency here. Most people gatekeep this stuff.

This is essentially what a financial advisor charges $5k to tell you.

Have you modeled different interest rate scenarios?

Real talk: most people can't stick to this when it gets hard.

This is why I come to this community. Real numbers, real analysis.

Counterpoint: what happens if rates stay elevated longer?

Real talk: most people can't stick to this when it gets hard.

This is a masterclass. Bookmarked.

Been saying this for years. Nice to see it laid out clearly.

FIRE community is the most underrated corner of personal finance.

Counterintuitively, the best time to buy is when you're most scared.

This is a masterclass. Bookmarked.

Mind sharing your full allocation?

Counterintuitively, the best time to buy is when you're most scared.

Not financial advice but I'm doing the exact same thing.

I've been burned by this before. Your caution is warranted.

Appreciate the transparency here. Most people gatekeep this stuff.

I've been thinking about this too. What's your time horizon?

Mind sharing your full allocation?

Have you modeled different interest rate scenarios?

The exit strategy is what most people don't think about.

The math here is solid. This is what people miss.

What's your thoughts on the downside risk here?

Have you modeled different interest rate scenarios?

What's your target withdrawal rate in retirement?

This is the post I needed. Exactly my situation.

How did this perform during the 2022 drawdown?

What's your target withdrawal rate in retirement?

FIRE community is the most underrated corner of personal finance.

This is a masterclass. Bookmarked.

FIRE community is the most underrated corner of personal finance.

What catalyst are you watching for?

This is a masterclass. Bookmarked.

This is exactly what I needed to read today.

Counterpoint: what happens if rates stay elevated longer?

This is why I come to this community. Real numbers, real analysis.

What's your thoughts on the downside risk here?

I've been thinking about this too. What's your time horizon?