Withholding taxes on international dividends — what I've learned
US market is 65% of global market cap. Holding only US stocks is an active bet that this concentration persists. I hold 30% international (VXUS) because I don't know which market wins over 30 years.
40 Comments
Have you considered the tax implications of this approach?
How does this compare to just buying VTI and forgetting about it?
Exactly. The sequence-of-returns issue is severely underappreciated.
This is the post I needed. Exactly my situation.
Exactly. The sequence-of-returns issue is severely underappreciated.
FIRE community is the most underrated corner of personal finance.
Not financial advice but I'm doing the exact same thing.
This is a solid framework. Saving this post.
This is exactly what I needed to read today.
What's your target withdrawal rate in retirement?
Have you stress tested this against a 40% drawdown?
How did this perform during the 2022 drawdown?
What's your target withdrawal rate in retirement?
Done similar analysis. Your numbers check out.
How did this perform during the 2022 drawdown?
Counterintuitively, the best time to buy is when you're most scared.
Fees really do compound in the wrong direction.
The psychology of money matters as much as the math.
I was skeptical at first but this changed my mind.
Good luck! Keep us updated.
Have you stress tested this against a 40% drawdown?
The math here is solid. This is what people miss.
What's your thoughts on the downside risk here?
Good luck! Keep us updated.
This is either genius or the most expensive lesson of your life.
The psychology of money matters as much as the math.
Exactly. The sequence-of-returns issue is severely underappreciated.
I was skeptical at first but this changed my mind.
What's your thoughts on the downside risk here?
FIRE community is the most underrated corner of personal finance.
The exit strategy is what most people don't think about.
How long have you been doing this? Impressive numbers.
How does this compare to just buying VTI and forgetting about it?
Great post, thanks for sharing this.
Done similar analysis. Your numbers check out.
The international allocation debate never gets old.
This is either genius or the most expensive lesson of your life.
What's your target withdrawal rate in retirement?
I respectfully disagree. The data suggests otherwise.
I was skeptical at first but this changed my mind.
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