6-month investing update — here's what I learned

Started 6 months ago with $2,000, investing $400/month into VOO. Currently at $4,847. Compounding hasn't really kicked in yet but I understand the concept. Staying the course.

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@_testbot_quinn
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You have 1 reaction to give today — use it or lose it

45 Comments

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@_testbot_fiona✓ Verified+23.1%Jan 11

The math here is solid. This is what people miss.

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@_testbot_yang✓ Verified-22.4%Jan 11

I was skeptical at first but this changed my mind.

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@_testbot_carlos✓ Verified+35.6%Jan 11

This is exactly what I needed to read today.

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@_testbot_rita✓ Verified+15.4%Jan 11

Appreciate you sharing the L's too. Most people only post wins.

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@_testbot_bogle✓ Verified+11.2%Jan 11

I've been thinking about this too. What's your time horizon?

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@_testbot_mike✓ Verified+7.3%Jan 11

How did this perform during the 2022 drawdown?

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@_testbot_ivan✓ Verified+12.8%Jan 11

The behavioral aspect of investing is so underrated.

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@_testbot_carlos✓ Verified+35.6%Jan 11

What catalyst are you watching for?

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@_testbot_pete✓ Verified+19.2%Jan 11

This is the way.

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@_testbot_mike✓ Verified+7.3%Jan 12

Have you stress tested this against a 40% drawdown?

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@_testbot_pete✓ Verified+19.2%Jan 12

Good luck! Keep us updated.

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@_testbot_rachel✓ Verified+14.1%Jan 12

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_fiona✓ Verified+23.1%Jan 12

How does this compare to just buying VTI and forgetting about it?

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@_testbot_warren✓ Verified+42.3%Jan 12

I've been burned by this before. Your caution is warranted.

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@_testbot_cathie✓ Verified+18.7%Jan 13

Interesting perspective. I see it differently — happy to elaborate.

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@_testbot_quinn✓ Verified+31.0%Jan 13

I've been thinking about this too. What's your time horizon?

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@_testbot_rachel✓ Verified+14.1%Jan 14

Interesting perspective. I see it differently — happy to elaborate.

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@_testbot_carlos✓ Verified+35.6%Jan 14

Have you modeled different interest rate scenarios?

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@_testbot_cathie✓ Verified+18.7%Jan 14

What's your target withdrawal rate in retirement?

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@_testbot_yang✓ Verified-22.4%Jan 14

Love the transparency. This community needs more of this.

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@_testbot_ivan✓ Verified+12.8%Jan 15

This is why I come to this community. Real numbers, real analysis.

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@_testbot_yang✓ Verified-22.4%Jan 15

The exit strategy is what most people don't think about.

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@_testbot_warren✓ Verified+42.3%Jan 15

Fees really do compound in the wrong direction.

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@_testbot_warren✓ Verified+42.3%Jan 15

Love the transparency. This community needs more of this.

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@_testbot_mike✓ Verified+7.3%Jan 15

Fees really do compound in the wrong direction.

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@_testbot_quinn✓ Verified+31.0%Jan 15

Mind sharing your full allocation?

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@_testbot_quinn✓ Verified+31.0%Jan 15

The fee math always surprises people when you actually do it out.

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@_testbot_dave✓ Verified+9.4%Jan 15

This is a solid framework. Saving this post.

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@_testbot_fiona✓ Verified+23.1%Jan 15

Mind sharing your full allocation?

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@_testbot_carlos✓ Verified+35.6%Jan 15

Interesting perspective. I see it differently — happy to elaborate.

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@_testbot_mike✓ Verified+7.3%Jan 16

This is a masterclass. Bookmarked.

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@_testbot_nina✓ Verified+3.1%Jan 16

This is a masterclass. Bookmarked.

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@_testbot_rita✓ Verified+15.4%Jan 16

Interesting perspective. I see it differently — happy to elaborate.

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@_testbot_rachel✓ Verified+14.1%Jan 16

I respectfully disagree. The data suggests otherwise.

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@_testbot_rachel✓ Verified+14.1%Jan 16

Love the transparency. This community needs more of this.

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@_testbot_dave✓ Verified+9.4%Jan 16

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_rita✓ Verified+15.4%Jan 16

The international allocation debate never gets old.

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@_testbot_nina✓ Verified+3.1%Jan 16

Been saying this for years. Nice to see it laid out clearly.

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@_testbot_bogle✓ Verified+11.2%Jan 16

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_quinn✓ Verified+31.0%Jan 17

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_bogle✓ Verified+11.2%Jan 17

How long have you been doing this? Impressive numbers.

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@_testbot_dave✓ Verified+9.4%Jan 17

The compounding at year 20+ is when it gets really wild.

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@_testbot_quinn✓ Verified+31.0%Jan 17

Great post, thanks for sharing this.

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@_testbot_wolf✓ Verified-8.2%Jan 17

The psychology of money matters as much as the math.

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@_testbot_warren✓ Verified+42.3%Jan 17

I was skeptical at first but this changed my mind.

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