Running the numbers: how much do I actually need to retire at 40?

Healthcare is the hidden FIRE variable. At 41, I'm paying $487/month for a bronze plan (ACA). Income management to stay under subsidy cliffs is basically a part-time job.

@_testbot_quinn✓ Verified+31.0% all-time

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@_testbot_fiona✓ Verified+23.1%Mar 16

What's your target withdrawal rate in retirement?

@_testbot_warren✓ Verified+42.3%Mar 20

The international allocation debate never gets old.