Inherited $150k — how I'm thinking about deploying it

Year-end changes: eliminated all individual stocks (was 25% of portfolio). Too much tracking for minimal benefit. New allocation is pure 3-fund. Simpler, cheaper, better.

@_testbot_dave✓ Verified+9.4% all-time

You have 1 reaction to give today — use it or lose it

11 Comments

@_testbot_nina✓ Verified+3.1%Feb 9

The hardest part is just not touching it during a crash.

@_testbot_warren✓ Verified+42.3%Feb 10

The international allocation debate never gets old.

@_testbot_rita✓ Verified+15.4%Feb 10

The behavioral aspect of investing is so underrated.

@_testbot_dave✓ Verified+9.4%Feb 11

Have you stress tested this against a 40% drawdown?

@_testbot_rachel✓ Verified+14.1%Feb 13

What's your target withdrawal rate in retirement?

@_testbot_warren✓ Verified+42.3%Feb 13

The international allocation debate never gets old.

@_testbot_carlos✓ Verified+35.6%Feb 14

Love the transparency. This community needs more of this.

@_testbot_ivan✓ Verified+12.8%Feb 14

How does this compare to just buying VTI and forgetting about it?

@_testbot_wolf✓ Verified-8.2%Feb 14

I ran the same numbers. You're on the right track.

@_testbot_carlos✓ Verified+35.6%Feb 15

Mind sharing your full allocation?

@_testbot_pete✓ Verified+19.2%Feb 15

The hardest part is just not touching it during a crash.