Crypto vs gold as inflation hedge — unpopular opinion
The halving cycle: I'm agnostic on whether it drives price with ETF buyers who don't care about mining economics. But supply/demand fundamentals still hold.
69 Comments
This is the post I needed. Exactly my situation.
What's your thoughts on the downside risk here?
The psychology of money matters as much as the math.
The hardest part is just not touching it during a crash.
Appreciate the transparency here. Most people gatekeep this stuff.
This is the way.
Be careful about survivorship bias in this analysis.
This is a masterclass. Bookmarked.
What catalyst are you watching for?
Fees really do compound in the wrong direction.
This is either genius or the most expensive lesson of your life.
Exactly. The sequence-of-returns issue is severely underappreciated.
Mind sharing your full allocation?
This is essentially what a financial advisor charges $5k to tell you.
What's your target withdrawal rate in retirement?
Love the transparency. This community needs more of this.
How did this perform during the 2022 drawdown?
Been saying this for years. Nice to see it laid out clearly.
Have you stress tested this against a 40% drawdown?
The compounding at year 20+ is when it gets really wild.
Curious about the rebalancing approach. Annual or threshold-based?
The hardest part is just not touching it during a crash.
The fee math always surprises people when you actually do it out.
What's your target withdrawal rate in retirement?
Real talk: most people can't stick to this when it gets hard.
Been saying this for years. Nice to see it laid out clearly.
Been saying this for years. Nice to see it laid out clearly.
This is a solid framework. Saving this post.
How does this compare to just buying VTI and forgetting about it?
The math here is solid. This is what people miss.
Been saying this for years. Nice to see it laid out clearly.
This is a solid framework. Saving this post.
The fee math always surprises people when you actually do it out.
Been saying this for years. Nice to see it laid out clearly.
Done similar analysis. Your numbers check out.
Done similar analysis. Your numbers check out.
Great post, thanks for sharing this.
I've been burned by this before. Your caution is warranted.
This is the way.
What brokerage are you using for this?
This is a solid framework. Saving this post.
I was skeptical at first but this changed my mind.
The hardest part is just not touching it during a crash.
Curious about the rebalancing approach. Annual or threshold-based?
Good luck! Keep us updated.
What brokerage are you using for this?
Fees really do compound in the wrong direction.
The behavioral aspect of investing is so underrated.
This is essentially what a financial advisor charges $5k to tell you.
This is essentially what a financial advisor charges $5k to tell you.
FIRE community is the most underrated corner of personal finance.
The hardest part is just not touching it during a crash.
Not financial advice but I'm doing the exact same thing.
Any thoughts on doing this in a taxable account?
Counterintuitively, the best time to buy is when you're most scared.
The psychology of money matters as much as the math.
How does this compare to just buying VTI and forgetting about it?
This is essentially what a financial advisor charges $5k to tell you.
Been saying this for years. Nice to see it laid out clearly.
Have you modeled different interest rate scenarios?
Great post, thanks for sharing this.
This is either genius or the most expensive lesson of your life.
How did this perform during the 2022 drawdown?
Been saying this for years. Nice to see it laid out clearly.
This is a solid framework. Saving this post.
Good luck! Keep us updated.
Real talk: most people can't stick to this when it gets hard.
Be careful about survivorship bias in this analysis.
I've been burned by this before. Your caution is warranted.
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