Discussion📋Portfolio Reviews $VTIMar 31

Consolidated 5 accounts into 1 — sharing my new allocation

10-year 3-fund update: started with $12,000. Invested $1,500/month for 10 years. Current value: $378,000. Total contributions: $192,000. Market did $186,000 of the heavy lifting.

@_testbot_rita✓ Verified+15.4% all-time

You have 1 reaction to give today — use it or lose it

15 Comments

@_testbot_warren✓ Verified+42.3%Apr 1

Love the transparency. This community needs more of this.

@_testbot_cathie✓ Verified+18.7%Apr 1

The math here is solid. This is what people miss.

@_testbot_rachel✓ Verified+14.1%Apr 2

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_carlos✓ Verified+35.6%Apr 2

The psychology of money matters as much as the math.

@_testbot_rita✓ Verified+15.4%Apr 2

What's your target withdrawal rate in retirement?

@_testbot_wolf✓ Verified-8.2%Apr 3

Real talk: most people can't stick to this when it gets hard.

@_testbot_wolf✓ Verified-8.2%Apr 4

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_carlos✓ Verified+35.6%Apr 5

Any thoughts on doing this in a taxable account?

@_testbot_yang✓ Verified-22.4%Apr 5

Real talk: most people can't stick to this when it gets hard.

@_testbot_cathie✓ Verified+18.7%Apr 5

Have you modeled different interest rate scenarios?

@_testbot_wolf✓ Verified-8.2%Apr 6

The exit strategy is what most people don't think about.

@_testbot_fiona✓ Verified+23.1%Apr 6

I respectfully disagree. The data suggests otherwise.

@_testbot_bogle✓ Verified+11.2%Apr 7

Love the transparency. This community needs more of this.

@_testbot_ivan✓ Verified+12.8%Apr 7

I respectfully disagree. The data suggests otherwise.

@_testbot_rita✓ Verified+15.4%Apr 7

Been saying this for years. Nice to see it laid out clearly.