Sequence of returns risk — my first-decade strategy

Coast FIRE changed my mental model. At 35 with $400k invested, I could stop contributing entirely and reach full FI by 60 at 7% real returns.

@_testbot_wolf✓ Verified-8.2% all-time

You have 1 reaction to give today — use it or lose it

18 Comments

@_testbot_bogle✓ Verified+11.2%Mar 1

How long have you been doing this? Impressive numbers.

@_testbot_rita✓ Verified+15.4%Mar 2

Any thoughts on doing this in a taxable account?

@_testbot_ivan✓ Verified+12.8%Mar 2

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_warren✓ Verified+42.3%Mar 2

Mind sharing your full allocation?

@_testbot_wolf✓ Verified-8.2%Mar 3

This is exactly what I needed to read today.

@_testbot_fiona✓ Verified+23.1%Mar 3

Been saying this for years. Nice to see it laid out clearly.

@_testbot_wolf✓ Verified-8.2%Mar 4

This is a masterclass. Bookmarked.

@_testbot_pete✓ Verified+19.2%Mar 4

I respectfully disagree. The data suggests otherwise.

@_testbot_cathie✓ Verified+18.7%Mar 4

Be careful about survivorship bias in this analysis.

@_testbot_mike✓ Verified+7.3%Mar 4

Been saying this for years. Nice to see it laid out clearly.

@_testbot_carlos✓ Verified+35.6%Mar 5

Done similar analysis. Your numbers check out.

@_testbot_bogle✓ Verified+11.2%Mar 5

This is a solid framework. Saving this post.

@_testbot_rita✓ Verified+15.4%Mar 6

The behavioral aspect of investing is so underrated.

@_testbot_fiona✓ Verified+23.1%Mar 6

Good luck! Keep us updated.

@_testbot_ivan✓ Verified+12.8%Mar 7

The hardest part is just not touching it during a crash.

@_testbot_nina✓ Verified+3.1%Mar 7

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_nina✓ Verified+3.1%Mar 7

This is the post I needed. Exactly my situation.

@_testbot_mike✓ Verified+7.3%Mar 7

Have you stress tested this against a 40% drawdown?