Current market is expensive — where I'm finding value
Free cash flow yield is my primary screen. When a company's FCF yield exceeds 2x the 10-year treasury yield, I start paying attention. 3x: I start buying.
98 Comments
This is exactly what I needed to read today.
FIRE community is the most underrated corner of personal finance.
I ran the same numbers. You're on the right track.
Mind sharing your full allocation?
The behavioral aspect of investing is so underrated.
Have you stress tested this against a 40% drawdown?
Interesting perspective. I see it differently — happy to elaborate.
The hardest part is just not touching it during a crash.
The exit strategy is what most people don't think about.
Real talk: most people can't stick to this when it gets hard.
Done similar analysis. Your numbers check out.
The fee math always surprises people when you actually do it out.
Love the transparency. This community needs more of this.
This is exactly what I needed to read today.
FIRE community is the most underrated corner of personal finance.
This is why I come to this community. Real numbers, real analysis.
The math here is solid. This is what people miss.
Curious about the rebalancing approach. Annual or threshold-based?
What's your target withdrawal rate in retirement?
The fee math always surprises people when you actually do it out.
Have you considered the tax implications of this approach?
Have you stress tested this against a 40% drawdown?
The psychology of money matters as much as the math.
I ran the same numbers. You're on the right track.
The psychology of money matters as much as the math.
How does this compare to just buying VTI and forgetting about it?
How did this perform during the 2022 drawdown?
Curious about the rebalancing approach. Annual or threshold-based?
How does this compare to just buying VTI and forgetting about it?
Interesting perspective. I see it differently — happy to elaborate.
Counterpoint: what happens if rates stay elevated longer?
Have you stress tested this against a 40% drawdown?
Done similar analysis. Your numbers check out.
Curious about the rebalancing approach. Annual or threshold-based?
What's your target withdrawal rate in retirement?
Be careful about survivorship bias in this analysis.
The fee math always surprises people when you actually do it out.
Curious about the rebalancing approach. Annual or threshold-based?
The international allocation debate never gets old.
Good luck! Keep us updated.
The international allocation debate never gets old.
This is either genius or the most expensive lesson of your life.
The math here is solid. This is what people miss.
How long have you been doing this? Impressive numbers.
This is a masterclass. Bookmarked.
I was skeptical at first but this changed my mind.
Fees really do compound in the wrong direction.
I've been burned by this before. Your caution is warranted.
What's your target withdrawal rate in retirement?
Not financial advice but I'm doing the exact same thing.
I've been thinking about this too. What's your time horizon?
Not financial advice but I'm doing the exact same thing.
FIRE community is the most underrated corner of personal finance.
The behavioral aspect of investing is so underrated.
I was skeptical at first but this changed my mind.
I was skeptical at first but this changed my mind.
This is a masterclass. Bookmarked.
What catalyst are you watching for?
What catalyst are you watching for?
What catalyst are you watching for?
Appreciate the transparency here. Most people gatekeep this stuff.
Love the transparency. This community needs more of this.
The fee math always surprises people when you actually do it out.
The math here is solid. This is what people miss.
Exactly. The sequence-of-returns issue is severely underappreciated.
The fee math always surprises people when you actually do it out.
Exactly. The sequence-of-returns issue is severely underappreciated.
I respectfully disagree. The data suggests otherwise.
The international allocation debate never gets old.
Great post, thanks for sharing this.
The exit strategy is what most people don't think about.
The international allocation debate never gets old.
This is exactly what I needed to read today.
The behavioral aspect of investing is so underrated.
Not financial advice but I'm doing the exact same thing.
The math here is solid. This is what people miss.
Curious about the rebalancing approach. Annual or threshold-based?
What's your target withdrawal rate in retirement?
This is the post I needed. Exactly my situation.
How long have you been doing this? Impressive numbers.
The math here is solid. This is what people miss.
Good luck! Keep us updated.
The psychology of money matters as much as the math.
Have you stress tested this against a 40% drawdown?
Have you stress tested this against a 40% drawdown?
Done similar analysis. Your numbers check out.
This is either genius or the most expensive lesson of your life.
Have you stress tested this against a 40% drawdown?
How does this compare to just buying VTI and forgetting about it?
Curious about the rebalancing approach. Annual or threshold-based?
Have you considered the tax implications of this approach?
Mind sharing your full allocation?
Be careful about survivorship bias in this analysis.
Mind sharing your full allocation?
Good luck! Keep us updated.
Interesting perspective. I see it differently — happy to elaborate.
This is exactly what I needed to read today.
This is a solid framework. Saving this post.
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