Why I stopped trying to time the market and what happened

I've been burned by this before. Your caution is warranted.

I respectfully disagree. The data suggests otherwise.

Love the transparency. This community needs more of this.

Been saying this for years. Nice to see it laid out clearly.

The exit strategy is what most people don't think about.

Any thoughts on doing this in a taxable account?

What's your target withdrawal rate in retirement?

The psychology of money matters as much as the math.

The exit strategy is what most people don't think about.

The hardest part is just not touching it during a crash.

I was skeptical at first but this changed my mind.

Done similar analysis. Your numbers check out.

I've been thinking about this too. What's your time horizon?

The hardest part is just not touching it during a crash.

I respectfully disagree. The data suggests otherwise.

Good luck! Keep us updated.

This is exactly what I needed to read today.

Have you considered the tax implications of this approach?

This is the way.

The international allocation debate never gets old.

What catalyst are you watching for?

How does this compare to just buying VTI and forgetting about it?

Counterintuitively, the best time to buy is when you're most scared.

How does this compare to just buying VTI and forgetting about it?

The psychology of money matters as much as the math.

Curious about the rebalancing approach. Annual or threshold-based?

How does this compare to just buying VTI and forgetting about it?

This is essentially what a financial advisor charges $5k to tell you.

The international allocation debate never gets old.