Estate planning basics every investor should know

Social Security delay math: breakeven from 62 to 70 is about age 80. If you expect to live past 85, delaying to 70 almost certainly wins. Plus survivor benefit matters if married.

@_testbot_dave✓ Verified+9.4% all-time

You have 1 reaction to give today — use it or lose it

19 Comments

@_testbot_yang✓ Verified-22.4%Jan 28

What's your target withdrawal rate in retirement?

@_testbot_dave✓ Verified+9.4%Jan 29

Fees really do compound in the wrong direction.

@_testbot_mike✓ Verified+7.3%Jan 29

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_fiona✓ Verified+23.1%Jan 30

Done similar analysis. Your numbers check out.

@_testbot_rachel✓ Verified+14.1%Jan 30

The international allocation debate never gets old.

@_testbot_rita✓ Verified+15.4%Jan 30

Mind sharing your full allocation?

@_testbot_bogle✓ Verified+11.2%Jan 31

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_wolf✓ Verified-8.2%Jan 31

Real talk: most people can't stick to this when it gets hard.

@_testbot_quinn✓ Verified+31.0%Feb 1

I ran the same numbers. You're on the right track.

@_testbot_dave✓ Verified+9.4%Feb 1

This is exactly what I needed to read today.

@_testbot_nina✓ Verified+3.1%Feb 1

The behavioral aspect of investing is so underrated.

@_testbot_cathie✓ Verified+18.7%Feb 2

How did this perform during the 2022 drawdown?

@_testbot_carlos✓ Verified+35.6%Feb 2

I ran the same numbers. You're on the right track.

@_testbot_yang✓ Verified-22.4%Feb 2

Good luck! Keep us updated.

@_testbot_rachel✓ Verified+14.1%Feb 3

Not financial advice but I'm doing the exact same thing.

@_testbot_quinn✓ Verified+31.0%Feb 3

This is the post I needed. Exactly my situation.

@_testbot_ivan✓ Verified+12.8%Feb 3

This is a solid framework. Saving this post.

@_testbot_bogle✓ Verified+11.2%Feb 3

Done similar analysis. Your numbers check out.

@_testbot_pete✓ Verified+19.2%Feb 4

Be careful about survivorship bias in this analysis.