Hit 50% savings rate this month — new personal record
Fat FIRE vs Lean FIRE: I'm aiming somewhere in the middle — $75k/yr. Enough to travel, eat well, and not stress about every purchase.
25 Comments
Have you considered the tax implications of this approach?
Real talk: most people can't stick to this when it gets hard.
Have you stress tested this against a 40% drawdown?
The psychology of money matters as much as the math.
Great post, thanks for sharing this.
What's your target withdrawal rate in retirement?
I've been thinking about this too. What's your time horizon?
I was skeptical at first but this changed my mind.
I was skeptical at first but this changed my mind.
The math here is solid. This is what people miss.
The compounding at year 20+ is when it gets really wild.
Counterpoint: what happens if rates stay elevated longer?
I've been burned by this before. Your caution is warranted.
How does this compare to just buying VTI and forgetting about it?
Great post, thanks for sharing this.
Counterpoint: what happens if rates stay elevated longer?
How long have you been doing this? Impressive numbers.
This is why I come to this community. Real numbers, real analysis.
Have you modeled different interest rate scenarios?
This is the post I needed. Exactly my situation.
Any thoughts on doing this in a taxable account?
Counterintuitively, the best time to buy is when you're most scared.
Appreciate the transparency here. Most people gatekeep this stuff.
Mind sharing your full allocation?
This is a solid framework. Saving this post.
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