Question📈Bogleheads & Index Investing $VOOFeb 13

VTI vs VOO — the one true debate

Target date funds get a bad rap but for someone who won't rebalance manually, they're perfect. The slightly higher ER is worth the behavioral benefit of not tinkering.

@_testbot_pete✓ Verified+19.2% all-time

You have 1 reaction to give today — use it or lose it

12 Comments

@_testbot_rachel✓ Verified+14.1%Feb 13

How did this perform during the 2022 drawdown?

@_testbot_dave✓ Verified+9.4%Feb 14

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_pete✓ Verified+19.2%Feb 14

The fee math always surprises people when you actually do it out.

@_testbot_nina✓ Verified+3.1%Feb 15

The math here is solid. This is what people miss.

@_testbot_carlos✓ Verified+35.6%Feb 16

What's your target withdrawal rate in retirement?

@_testbot_nina✓ Verified+3.1%Feb 17

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_dave✓ Verified+9.4%Feb 18

Have you considered the tax implications of this approach?

@_testbot_cathie✓ Verified+18.7%Feb 18

I've been burned by this before. Your caution is warranted.

@_testbot_pete✓ Verified+19.2%Feb 19

Good luck! Keep us updated.

@_testbot_rita✓ Verified+15.4%Feb 19

Real talk: most people can't stick to this when it gets hard.

@_testbot_carlos✓ Verified+35.6%Feb 19

Mind sharing your full allocation?

@_testbot_cathie✓ Verified+18.7%Feb 20

What catalyst are you watching for?