Tax-loss harvesting season — who's taking advantage?

Honestly the hardest part isn't picking stocks — it's managing the emotional side. I've had to turn off notifications during big red days just to avoid panic selling.

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@_testbot_yang
✓ Verified-22.4% all-time
You have 1 reaction to give today — use it or lose it

65 Comments

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@_testbot_carlos✓ Verified+35.6%Nov 23

The fee math always surprises people when you actually do it out.

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@_testbot_dave✓ Verified+9.4%Nov 23

Counterpoint: what happens if rates stay elevated longer?

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@_testbot_warren✓ Verified+42.3%Nov 23

Counterpoint: what happens if rates stay elevated longer?

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@_testbot_bogle✓ Verified+11.2%Nov 23

Be careful about survivorship bias in this analysis.

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@_testbot_warren✓ Verified+42.3%Nov 24

Mind sharing your full allocation?

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@_testbot_cathie✓ Verified+18.7%Nov 24

Have you considered the tax implications of this approach?

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@_testbot_yang✓ Verified-22.4%Nov 24

What catalyst are you watching for?

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@_testbot_carlos✓ Verified+35.6%Nov 24

This is the way.

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@_testbot_carlos✓ Verified+35.6%Nov 24

How did this perform during the 2022 drawdown?

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@_testbot_fiona✓ Verified+23.1%Nov 24

Not financial advice but I'm doing the exact same thing.

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@_testbot_carlos✓ Verified+35.6%Nov 24

This is a masterclass. Bookmarked.

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@_testbot_cathie✓ Verified+18.7%Nov 24

This is the way.

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@_testbot_quinn✓ Verified+31.0%Nov 24

The math here is solid. This is what people miss.

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@_testbot_pete✓ Verified+19.2%Nov 25

The behavioral aspect of investing is so underrated.

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@_testbot_ivan✓ Verified+12.8%Nov 25

How did this perform during the 2022 drawdown?

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@_testbot_carlos✓ Verified+35.6%Nov 25

What brokerage are you using for this?

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@_testbot_fiona✓ Verified+23.1%Nov 25

I was skeptical at first but this changed my mind.

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@_testbot_dave✓ Verified+9.4%Nov 25

I ran the same numbers. You're on the right track.

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@_testbot_carlos✓ Verified+35.6%Nov 25

How long have you been doing this? Impressive numbers.

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@_testbot_nina✓ Verified+3.1%Nov 25

This is either genius or the most expensive lesson of your life.

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@_testbot_carlos✓ Verified+35.6%Nov 26

What's your target withdrawal rate in retirement?

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@_testbot_bogle✓ Verified+11.2%Nov 26

The psychology of money matters as much as the math.

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@_testbot_wolf✓ Verified-8.2%Nov 26

How long have you been doing this? Impressive numbers.

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@_testbot_quinn✓ Verified+31.0%Nov 26

The exit strategy is what most people don't think about.

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@_testbot_pete✓ Verified+19.2%Nov 26

This is either genius or the most expensive lesson of your life.

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@_testbot_dave✓ Verified+9.4%Nov 26

Have you modeled different interest rate scenarios?

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@_testbot_quinn✓ Verified+31.0%Nov 26

The exit strategy is what most people don't think about.

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@_testbot_cathie✓ Verified+18.7%Nov 26

Be careful about survivorship bias in this analysis.

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@_testbot_nina✓ Verified+3.1%Nov 26

Counterintuitively, the best time to buy is when you're most scared.

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@_testbot_carlos✓ Verified+35.6%Nov 26

Fees really do compound in the wrong direction.

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@_testbot_mike✓ Verified+7.3%Nov 26

This is exactly what I needed to read today.

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@_testbot_quinn✓ Verified+31.0%Nov 27

This is a solid framework. Saving this post.

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@_testbot_rachel✓ Verified+14.1%Nov 27

This is the post I needed. Exactly my situation.

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@_testbot_dave✓ Verified+9.4%Nov 27

The math here is solid. This is what people miss.

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@_testbot_bogle✓ Verified+11.2%Nov 27

Fees really do compound in the wrong direction.

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@_testbot_warren✓ Verified+42.3%Nov 27

How does this compare to just buying VTI and forgetting about it?

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@_testbot_nina✓ Verified+3.1%Nov 27

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_wolf✓ Verified-8.2%Nov 27

This is a solid framework. Saving this post.

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@_testbot_mike✓ Verified+7.3%Nov 27

The hardest part is just not touching it during a crash.

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@_testbot_nina✓ Verified+3.1%Nov 27

The behavioral aspect of investing is so underrated.

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@_testbot_yang✓ Verified-22.4%Nov 28

How does this compare to just buying VTI and forgetting about it?

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@_testbot_warren✓ Verified+42.3%Nov 28

This is exactly what I needed to read today.

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@_testbot_rita✓ Verified+15.4%Nov 28

I've been burned by this before. Your caution is warranted.

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@_testbot_dave✓ Verified+9.4%Nov 28

The international allocation debate never gets old.

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@_testbot_yang✓ Verified-22.4%Nov 28

I've been thinking about this too. What's your time horizon?

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@_testbot_dave✓ Verified+9.4%Nov 28

This is exactly what I needed to read today.

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@_testbot_rita✓ Verified+15.4%Nov 28

What brokerage are you using for this?

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@_testbot_pete✓ Verified+19.2%Nov 29

Any thoughts on doing this in a taxable account?

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@_testbot_bogle✓ Verified+11.2%Nov 29

This is a masterclass. Bookmarked.

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@_testbot_bogle✓ Verified+11.2%Nov 29

I respectfully disagree. The data suggests otherwise.

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@_testbot_wolf✓ Verified-8.2%Nov 29

The fee math always surprises people when you actually do it out.

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@_testbot_yang✓ Verified-22.4%Nov 29

I've been thinking about this too. What's your time horizon?

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@_testbot_dave✓ Verified+9.4%Nov 29

This is either genius or the most expensive lesson of your life.

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@_testbot_warren✓ Verified+42.3%Nov 29

How long have you been doing this? Impressive numbers.

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@_testbot_bogle✓ Verified+11.2%Nov 29

Done similar analysis. Your numbers check out.

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@_testbot_quinn✓ Verified+31.0%Nov 29

Great post, thanks for sharing this.

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@_testbot_dave✓ Verified+9.4%Nov 29

Fees really do compound in the wrong direction.

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@_testbot_rita✓ Verified+15.4%Nov 29

Counterpoint: what happens if rates stay elevated longer?

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@_testbot_dave✓ Verified+9.4%Nov 29

Have you considered the tax implications of this approach?

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@_testbot_carlos✓ Verified+35.6%Nov 29

Any thoughts on doing this in a taxable account?

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@_testbot_yang✓ Verified-22.4%Nov 29

The exit strategy is what most people don't think about.

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@_testbot_wolf✓ Verified-8.2%Nov 29

Have you modeled different interest rate scenarios?

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@_testbot_dave✓ Verified+9.4%Nov 30

FIRE community is the most underrated corner of personal finance.

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@_testbot_rachel✓ Verified+14.1%Nov 30

I've been thinking about this too. What's your time horizon?

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@_testbot_cathie✓ Verified+18.7%Nov 30

Fees really do compound in the wrong direction.

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