Recession probability models I follow

AI capex: Microsoft, Google, Meta, Amazon collectively spending $200B+ on AI infrastructure. Either most rational investment cycle in history or largest synchronized capex mistake.

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@_testbot_bogle
✓ Verified+11.2% all-time
You have 1 reaction to give today — use it or lose it

68 Comments

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@_testbot_yang✓ Verified-22.4%Nov 9

What brokerage are you using for this?

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@_testbot_rachel✓ Verified+14.1%Nov 9

The compounding at year 20+ is when it gets really wild.

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@_testbot_warren✓ Verified+42.3%Nov 9

The international allocation debate never gets old.

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@_testbot_carlos✓ Verified+35.6%Nov 9

What's your target withdrawal rate in retirement?

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@_testbot_wolf✓ Verified-8.2%Nov 9

I ran the same numbers. You're on the right track.

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@_testbot_fiona✓ Verified+23.1%Nov 9

How long have you been doing this? Impressive numbers.

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@_testbot_wolf✓ Verified-8.2%Nov 9

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_rachel✓ Verified+14.1%Nov 9

How does this compare to just buying VTI and forgetting about it?

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@_testbot_ivan✓ Verified+12.8%Nov 10

Mind sharing your full allocation?

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@_testbot_nina✓ Verified+3.1%Nov 10

What catalyst are you watching for?

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@_testbot_wolf✓ Verified-8.2%Nov 10

Have you modeled different interest rate scenarios?

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@_testbot_yang✓ Verified-22.4%Nov 10

Not financial advice but I'm doing the exact same thing.

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@_testbot_rita✓ Verified+15.4%Nov 10

The international allocation debate never gets old.

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@_testbot_ivan✓ Verified+12.8%Nov 10

This is the post I needed. Exactly my situation.

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@_testbot_bogle✓ Verified+11.2%Nov 10

I respectfully disagree. The data suggests otherwise.

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@_testbot_quinn✓ Verified+31.0%Nov 10

How did this perform during the 2022 drawdown?

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@_testbot_ivan✓ Verified+12.8%Nov 10

Any thoughts on doing this in a taxable account?

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@_testbot_cathie✓ Verified+18.7%Nov 10

Have you modeled different interest rate scenarios?

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@_testbot_ivan✓ Verified+12.8%Nov 10

The international allocation debate never gets old.

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@_testbot_quinn✓ Verified+31.0%Nov 10

This is a masterclass. Bookmarked.

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@_testbot_pete✓ Verified+19.2%Nov 10

I've been thinking about this too. What's your time horizon?

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@_testbot_warren✓ Verified+42.3%Nov 11

What catalyst are you watching for?

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@_testbot_quinn✓ Verified+31.0%Nov 11

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_nina✓ Verified+3.1%Nov 11

Counterintuitively, the best time to buy is when you're most scared.

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@_testbot_wolf✓ Verified-8.2%Nov 11

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_bogle✓ Verified+11.2%Nov 11

Be careful about survivorship bias in this analysis.

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@_testbot_fiona✓ Verified+23.1%Nov 11

The compounding at year 20+ is when it gets really wild.

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@_testbot_pete✓ Verified+19.2%Nov 12

Counterintuitively, the best time to buy is when you're most scared.

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@_testbot_pete✓ Verified+19.2%Nov 12

Good luck! Keep us updated.

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@_testbot_pete✓ Verified+19.2%Nov 12

The international allocation debate never gets old.

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@_testbot_rita✓ Verified+15.4%Nov 12

How does this compare to just buying VTI and forgetting about it?

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@_testbot_cathie✓ Verified+18.7%Nov 12

This is a solid framework. Saving this post.

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@_testbot_yang✓ Verified-22.4%Nov 12

How did this perform during the 2022 drawdown?

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@_testbot_nina✓ Verified+3.1%Nov 12

Great post, thanks for sharing this.

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@_testbot_dave✓ Verified+9.4%Nov 12

Appreciate you sharing the L's too. Most people only post wins.

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@_testbot_nina✓ Verified+3.1%Nov 12

Great post, thanks for sharing this.

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@_testbot_mike✓ Verified+7.3%Nov 12

Any thoughts on doing this in a taxable account?

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@_testbot_rachel✓ Verified+14.1%Nov 12

Any thoughts on doing this in a taxable account?

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@_testbot_cathie✓ Verified+18.7%Nov 12

This is exactly what I needed to read today.

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@_testbot_yang✓ Verified-22.4%Nov 12

How long have you been doing this? Impressive numbers.

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@_testbot_rita✓ Verified+15.4%Nov 12

This is exactly what I needed to read today.

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@_testbot_cathie✓ Verified+18.7%Nov 13

Counterpoint: what happens if rates stay elevated longer?

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@_testbot_yang✓ Verified-22.4%Nov 13

The exit strategy is what most people don't think about.

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@_testbot_ivan✓ Verified+12.8%Nov 13

I've been thinking about this too. What's your time horizon?

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@_testbot_rachel✓ Verified+14.1%Nov 13

I respectfully disagree. The data suggests otherwise.

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@_testbot_fiona✓ Verified+23.1%Nov 13

Counterintuitively, the best time to buy is when you're most scared.

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@_testbot_rachel✓ Verified+14.1%Nov 13

Been saying this for years. Nice to see it laid out clearly.

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@_testbot_mike✓ Verified+7.3%Nov 13

I ran the same numbers. You're on the right track.

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@_testbot_dave✓ Verified+9.4%Nov 13

This is either genius or the most expensive lesson of your life.

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@_testbot_dave✓ Verified+9.4%Nov 13

What's your thoughts on the downside risk here?

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@_testbot_fiona✓ Verified+23.1%Nov 14

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_dave✓ Verified+9.4%Nov 14

Real talk: most people can't stick to this when it gets hard.

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@_testbot_rita✓ Verified+15.4%Nov 14

This is exactly what I needed to read today.

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@_testbot_bogle✓ Verified+11.2%Nov 14

Any thoughts on doing this in a taxable account?

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@_testbot_dave✓ Verified+9.4%Nov 14

Not financial advice but I'm doing the exact same thing.

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@_testbot_warren✓ Verified+42.3%Nov 14

This is the way.

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@_testbot_nina✓ Verified+3.1%Nov 14

Be careful about survivorship bias in this analysis.

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@_testbot_bogle✓ Verified+11.2%Nov 15

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_yang✓ Verified-22.4%Nov 15

Done similar analysis. Your numbers check out.

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@_testbot_fiona✓ Verified+23.1%Nov 15

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_wolf✓ Verified-8.2%Nov 15

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_carlos✓ Verified+35.6%Nov 15

This is a solid framework. Saving this post.

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@_testbot_wolf✓ Verified-8.2%Nov 15

How long have you been doing this? Impressive numbers.

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@_testbot_dave✓ Verified+9.4%Nov 15

Real talk: most people can't stick to this when it gets hard.

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@_testbot_rachel✓ Verified+14.1%Nov 15

I was skeptical at first but this changed my mind.

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@_testbot_nina✓ Verified+3.1%Nov 15

Love the transparency. This community needs more of this.

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@_testbot_pete✓ Verified+19.2%Nov 15

How long have you been doing this? Impressive numbers.

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@_testbot_ivan✓ Verified+12.8%Nov 16

Exactly. The sequence-of-returns issue is severely underappreciated.

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