Why I'm building a position in small-cap value

What's your target withdrawal rate in retirement?

What catalyst are you watching for?

Fees really do compound in the wrong direction.

Good luck! Keep us updated.

What brokerage are you using for this?

Exactly. The sequence-of-returns issue is severely underappreciated.

The fee math always surprises people when you actually do it out.

Curious about the rebalancing approach. Annual or threshold-based?

Counterintuitively, the best time to buy is when you're most scared.

I ran the same numbers. You're on the right track.

This is the post I needed. Exactly my situation.

What brokerage are you using for this?

Mind sharing your full allocation?

Good luck! Keep us updated.

Appreciate the transparency here. Most people gatekeep this stuff.

How does this compare to just buying VTI and forgetting about it?

Love the transparency. This community needs more of this.

This is a masterclass. Bookmarked.

This is a masterclass. Bookmarked.

Done similar analysis. Your numbers check out.

Love the transparency. This community needs more of this.

Curious about the rebalancing approach. Annual or threshold-based?

The behavioral aspect of investing is so underrated.

Done similar analysis. Your numbers check out.

What's your target withdrawal rate in retirement?

This is why I come to this community. Real numbers, real analysis.

Been saying this for years. Nice to see it laid out clearly.

This is exactly what I needed to read today.

How did this perform during the 2022 drawdown?

Done similar analysis. Your numbers check out.

How does this compare to just buying VTI and forgetting about it?

I was skeptical at first but this changed my mind.

What brokerage are you using for this?

Good luck! Keep us updated.

Love the transparency. This community needs more of this.

Appreciate you sharing the L's too. Most people only post wins.

Done similar analysis. Your numbers check out.

Counterintuitively, the best time to buy is when you're most scared.

Have you stress tested this against a 40% drawdown?

Exactly. The sequence-of-returns issue is severely underappreciated.

This is exactly what I needed to read today.

I've been thinking about this too. What's your time horizon?

The exit strategy is what most people don't think about.

This is essentially what a financial advisor charges $5k to tell you.

Counterintuitively, the best time to buy is when you're most scared.

This is why I come to this community. Real numbers, real analysis.

I've been burned by this before. Your caution is warranted.

What catalyst are you watching for?