How do you handle market volatility emotionally?

Interesting perspective. I see it differently — happy to elaborate.

I've been thinking about this too. What's your time horizon?

What brokerage are you using for this?

This is essentially what a financial advisor charges $5k to tell you.

This is exactly what I needed to read today.

I respectfully disagree. The data suggests otherwise.

This is the post I needed. Exactly my situation.

The behavioral aspect of investing is so underrated.

How did this perform during the 2022 drawdown?

Counterpoint: what happens if rates stay elevated longer?

Have you considered the tax implications of this approach?

Done similar analysis. Your numbers check out.

This is a solid framework. Saving this post.

I've been thinking about this too. What's your time horizon?

Have you considered the tax implications of this approach?

The hardest part is just not touching it during a crash.

Good luck! Keep us updated.

Done similar analysis. Your numbers check out.

Interesting perspective. I see it differently — happy to elaborate.

The fee math always surprises people when you actually do it out.

The fee math always surprises people when you actually do it out.

This is essentially what a financial advisor charges $5k to tell you.

Counterintuitively, the best time to buy is when you're most scared.

This is why I come to this community. Real numbers, real analysis.

Mind sharing your full allocation?

Exactly. The sequence-of-returns issue is severely underappreciated.

I've been burned by this before. Your caution is warranted.

Done similar analysis. Your numbers check out.

Good luck! Keep us updated.

This is the way.

This is the way.

Have you considered the tax implications of this approach?

Good luck! Keep us updated.

The international allocation debate never gets old.

The international allocation debate never gets old.

The compounding at year 20+ is when it gets really wild.

This is either genius or the most expensive lesson of your life.

Be careful about survivorship bias in this analysis.

What's your target withdrawal rate in retirement?

Have you stress tested this against a 40% drawdown?

This is essentially what a financial advisor charges $5k to tell you.

Mind sharing your full allocation?

Appreciate you sharing the L's too. Most people only post wins.

How does this compare to just buying VTI and forgetting about it?

This is the way.

Be careful about survivorship bias in this analysis.

The exit strategy is what most people don't think about.

Exactly. The sequence-of-returns issue is severely underappreciated.

Great post, thanks for sharing this.

Good luck! Keep us updated.

The psychology of money matters as much as the math.

This is a masterclass. Bookmarked.