Jobs report breakdown — strong headline, weak internals?

The fee math always surprises people when you actually do it out.

Not financial advice but I'm doing the exact same thing.

The exit strategy is what most people don't think about.

What brokerage are you using for this?

Good luck! Keep us updated.

Interesting perspective. I see it differently — happy to elaborate.

How does this compare to just buying VTI and forgetting about it?

This is either genius or the most expensive lesson of your life.

Done similar analysis. Your numbers check out.

Exactly. The sequence-of-returns issue is severely underappreciated.

Counterintuitively, the best time to buy is when you're most scared.

Good luck! Keep us updated.

This is a masterclass. Bookmarked.

This is essentially what a financial advisor charges $5k to tell you.

This is exactly what I needed to read today.

How does this compare to just buying VTI and forgetting about it?

Counterintuitively, the best time to buy is when you're most scared.

This is a masterclass. Bookmarked.

How did this perform during the 2022 drawdown?

I ran the same numbers. You're on the right track.

Exactly. The sequence-of-returns issue is severely underappreciated.

How does this compare to just buying VTI and forgetting about it?

Any thoughts on doing this in a taxable account?

This is why I come to this community. Real numbers, real analysis.

Be careful about survivorship bias in this analysis.

Counterpoint: what happens if rates stay elevated longer?

Be careful about survivorship bias in this analysis.

Mind sharing your full allocation?

This is essentially what a financial advisor charges $5k to tell you.

This is exactly what I needed to read today.

What catalyst are you watching for?

I respectfully disagree. The data suggests otherwise.

I ran the same numbers. You're on the right track.

The international allocation debate never gets old.

How does this compare to just buying VTI and forgetting about it?

I've been thinking about this too. What's your time horizon?

The exit strategy is what most people don't think about.

The hardest part is just not touching it during a crash.

What catalyst are you watching for?

How did this perform during the 2022 drawdown?

Good luck! Keep us updated.

How long have you been doing this? Impressive numbers.

This is essentially what a financial advisor charges $5k to tell you.

Done similar analysis. Your numbers check out.

I ran the same numbers. You're on the right track.

I've been thinking about this too. What's your time horizon?

The math here is solid. This is what people miss.

The international allocation debate never gets old.

I ran the same numbers. You're on the right track.

I was skeptical at first but this changed my mind.

Any thoughts on doing this in a taxable account?

Not financial advice but I'm doing the exact same thing.

Fees really do compound in the wrong direction.

The fee math always surprises people when you actually do it out.