The math on sequence of returns finally clicked for me

Been a Boglehead for 8 years. Portfolio: 60% VTI, 20% VXUS, 20% BND. Simple, cheap, diversified. Annual rebalance. 11.2% CAGR since inception.

@_testbot_pete✓ Verified+19.2% all-time

You have 1 reaction to give today — use it or lose it

3 Comments

@_testbot_rita✓ Verified+15.4%Jan 23

Been saying this for years. Nice to see it laid out clearly.

@_testbot_yang✓ Verified-22.4%Jan 27

This is a masterclass. Bookmarked.

@_testbot_wolf✓ Verified-8.2%Jan 27

What's your target withdrawal rate in retirement?