The case for $COST even at this valuation

Exactly. The sequence-of-returns issue is severely underappreciated.

What's your thoughts on the downside risk here?

This is the way.

I respectfully disagree. The data suggests otherwise.

I respectfully disagree. The data suggests otherwise.

The math here is solid. This is what people miss.

How long have you been doing this? Impressive numbers.

Have you stress tested this against a 40% drawdown?

Great post, thanks for sharing this.

Fees really do compound in the wrong direction.

Mind sharing your full allocation?

The international allocation debate never gets old.

The math here is solid. This is what people miss.

Real talk: most people can't stick to this when it gets hard.

How does this compare to just buying VTI and forgetting about it?

Exactly. The sequence-of-returns issue is severely underappreciated.

This is the way.

Love the transparency. This community needs more of this.

This is either genius or the most expensive lesson of your life.

Interesting perspective. I see it differently — happy to elaborate.

This is a masterclass. Bookmarked.

Done similar analysis. Your numbers check out.

The hardest part is just not touching it during a crash.

I was skeptical at first but this changed my mind.

Done similar analysis. Your numbers check out.

This is exactly what I needed to read today.

The math here is solid. This is what people miss.

I respectfully disagree. The data suggests otherwise.

The international allocation debate never gets old.

Counterintuitively, the best time to buy is when you're most scared.

Real talk: most people can't stick to this when it gets hard.

The compounding at year 20+ is when it gets really wild.

Love the transparency. This community needs more of this.

This is essentially what a financial advisor charges $5k to tell you.

I respectfully disagree. The data suggests otherwise.

Good luck! Keep us updated.

Love the transparency. This community needs more of this.

Exactly. The sequence-of-returns issue is severely underappreciated.

What's your target withdrawal rate in retirement?

This is the way.

The compounding at year 20+ is when it gets really wild.

This is the way.

This is the post I needed. Exactly my situation.

Not financial advice but I'm doing the exact same thing.

The exit strategy is what most people don't think about.

What catalyst are you watching for?

Done similar analysis. Your numbers check out.

How does this compare to just buying VTI and forgetting about it?

Have you modeled different interest rate scenarios?

I've been thinking about this too. What's your time horizon?

Appreciate you sharing the L's too. Most people only post wins.

Real talk: most people can't stick to this when it gets hard.

The math here is solid. This is what people miss.

Any thoughts on doing this in a taxable account?