International dividend stocks: overlooked income opportunity?

I was skeptical at first but this changed my mind.

How does this compare to just buying VTI and forgetting about it?

The international allocation debate never gets old.

The compounding at year 20+ is when it gets really wild.

Appreciate the transparency here. Most people gatekeep this stuff.

Real talk: most people can't stick to this when it gets hard.

Any thoughts on doing this in a taxable account?

Been saying this for years. Nice to see it laid out clearly.

Exactly. The sequence-of-returns issue is severely underappreciated.

Counterintuitively, the best time to buy is when you're most scared.

The math here is solid. This is what people miss.

Curious about the rebalancing approach. Annual or threshold-based?

This is a solid framework. Saving this post.

The behavioral aspect of investing is so underrated.

Curious about the rebalancing approach. Annual or threshold-based?

I was skeptical at first but this changed my mind.

Mind sharing your full allocation?

This is why I come to this community. Real numbers, real analysis.

The behavioral aspect of investing is so underrated.

The math here is solid. This is what people miss.

What's your thoughts on the downside risk here?

Have you modeled different interest rate scenarios?

Interesting perspective. I see it differently — happy to elaborate.

Appreciate you sharing the L's too. Most people only post wins.

I ran the same numbers. You're on the right track.

Real talk: most people can't stick to this when it gets hard.

This is why I come to this community. Real numbers, real analysis.

The compounding at year 20+ is when it gets really wild.

How long have you been doing this? Impressive numbers.

This is either genius or the most expensive lesson of your life.

Love the transparency. This community needs more of this.

This is the way.

I ran the same numbers. You're on the right track.

Love the transparency. This community needs more of this.

Done similar analysis. Your numbers check out.

I respectfully disagree. The data suggests otherwise.

Curious about the rebalancing approach. Annual or threshold-based?

What brokerage are you using for this?

Counterpoint: what happens if rates stay elevated longer?

Curious about the rebalancing approach. Annual or threshold-based?

FIRE community is the most underrated corner of personal finance.

Exactly. The sequence-of-returns issue is severely underappreciated.

Exactly. The sequence-of-returns issue is severely underappreciated.

How did this perform during the 2022 drawdown?

How did this perform during the 2022 drawdown?

The behavioral aspect of investing is so underrated.

This is why I come to this community. Real numbers, real analysis.

Counterintuitively, the best time to buy is when you're most scared.

Curious about the rebalancing approach. Annual or threshold-based?

The exit strategy is what most people don't think about.

The exit strategy is what most people don't think about.

Have you stress tested this against a 40% drawdown?

What catalyst are you watching for?

Been saying this for years. Nice to see it laid out clearly.

The international allocation debate never gets old.

Counterpoint: what happens if rates stay elevated longer?

I've been burned by this before. Your caution is warranted.

How does this compare to just buying VTI and forgetting about it?

I respectfully disagree. The data suggests otherwise.

Real talk: most people can't stick to this when it gets hard.

The fee math always surprises people when you actually do it out.

Curious about the rebalancing approach. Annual or threshold-based?

The fee math always surprises people when you actually do it out.

Been saying this for years. Nice to see it laid out clearly.

This is a solid framework. Saving this post.

The exit strategy is what most people don't think about.

Interesting perspective. I see it differently — happy to elaborate.

Have you considered the tax implications of this approach?

What catalyst are you watching for?

Great post, thanks for sharing this.

Have you modeled different interest rate scenarios?

How long have you been doing this? Impressive numbers.

The exit strategy is what most people don't think about.

Any thoughts on doing this in a taxable account?

How does this compare to just buying VTI and forgetting about it?

Fees really do compound in the wrong direction.

Mind sharing your full allocation?

What's your target withdrawal rate in retirement?

Any thoughts on doing this in a taxable account?

Be careful about survivorship bias in this analysis.

This is a masterclass. Bookmarked.

Have you stress tested this against a 40% drawdown?

I've been burned by this before. Your caution is warranted.

The psychology of money matters as much as the math.

Mind sharing your full allocation?