Why I prefer individual REITs over VNQ

Have you stress tested this against a 40% drawdown?

Been saying this for years. Nice to see it laid out clearly.

This is a masterclass. Bookmarked.

The behavioral aspect of investing is so underrated.

Have you considered the tax implications of this approach?

Appreciate you sharing the L's too. Most people only post wins.

What's your target withdrawal rate in retirement?

I've been thinking about this too. What's your time horizon?

How long have you been doing this? Impressive numbers.

This is a masterclass. Bookmarked.

Have you stress tested this against a 40% drawdown?

What's your target withdrawal rate in retirement?

What's your target withdrawal rate in retirement?

This is the post I needed. Exactly my situation.

What's your target withdrawal rate in retirement?

Been saying this for years. Nice to see it laid out clearly.

Curious about the rebalancing approach. Annual or threshold-based?

Been saying this for years. Nice to see it laid out clearly.

The hardest part is just not touching it during a crash.

This is the way.

How does this compare to just buying VTI and forgetting about it?

How did this perform during the 2022 drawdown?

What catalyst are you watching for?

The math here is solid. This is what people miss.

This is the way.

Counterpoint: what happens if rates stay elevated longer?

The exit strategy is what most people don't think about.

The math here is solid. This is what people miss.

Good luck! Keep us updated.

This is a masterclass. Bookmarked.

I've been burned by this before. Your caution is warranted.

Mind sharing your full allocation?

This is essentially what a financial advisor charges $5k to tell you.

The compounding at year 20+ is when it gets really wild.

The behavioral aspect of investing is so underrated.

This is either genius or the most expensive lesson of your life.

Fees really do compound in the wrong direction.

Great post, thanks for sharing this.

This is why I come to this community. Real numbers, real analysis.

Curious about the rebalancing approach. Annual or threshold-based?

The compounding at year 20+ is when it gets really wild.

Done similar analysis. Your numbers check out.

Interesting perspective. I see it differently — happy to elaborate.

How long have you been doing this? Impressive numbers.

This is why I come to this community. Real numbers, real analysis.

This is essentially what a financial advisor charges $5k to tell you.

This is a masterclass. Bookmarked.

Any thoughts on doing this in a taxable account?

What's your thoughts on the downside risk here?

I've been burned by this before. Your caution is warranted.

The exit strategy is what most people don't think about.

FIRE community is the most underrated corner of personal finance.

Great post, thanks for sharing this.

This is exactly what I needed to read today.

Counterpoint: what happens if rates stay elevated longer?