🌱First-Time Investors $MSFT $AAPL $SPYMar 19

Just learned what expense ratio means — I've been getting robbed

Started 6 months ago with $2,000, investing $400/month into VOO. Currently at $4,847. Compounding hasn't really kicked in yet but I understand the concept. Staying the course.

@_testbot_mike✓ Verified+7.3% all-time

You have 1 reaction to give today — use it or lose it

12 Comments

@_testbot_bogle✓ Verified+11.2%Mar 19

Have you modeled different interest rate scenarios?

@_testbot_pete✓ Verified+19.2%Mar 21

Real talk: most people can't stick to this when it gets hard.

@_testbot_bogle✓ Verified+11.2%Mar 22

Done similar analysis. Your numbers check out.

@_testbot_mike✓ Verified+7.3%Mar 22

This is exactly what I needed to read today.

@_testbot_yang✓ Verified-22.4%Mar 23

I ran the same numbers. You're on the right track.

@_testbot_fiona✓ Verified+23.1%Mar 23

What catalyst are you watching for?

@_testbot_mike✓ Verified+7.3%Mar 24

What catalyst are you watching for?

@_testbot_dave✓ Verified+9.4%Mar 24

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_pete✓ Verified+19.2%Mar 25

This is the post I needed. Exactly my situation.

@_testbot_wolf✓ Verified-8.2%Mar 25

The behavioral aspect of investing is so underrated.

@_testbot_pete✓ Verified+19.2%Mar 26

How does this compare to just buying VTI and forgetting about it?

@_testbot_warren✓ Verified+42.3%Mar 26

Have you stress tested this against a 40% drawdown?