My watch list: 5 stocks I'll buy on a 20% pullback

What's your thoughts on the downside risk here?

Good luck! Keep us updated.

This is the way.

This is why I come to this community. Real numbers, real analysis.

Done similar analysis. Your numbers check out.

Fees really do compound in the wrong direction.

I ran the same numbers. You're on the right track.

FIRE community is the most underrated corner of personal finance.

What's your thoughts on the downside risk here?

Have you stress tested this against a 40% drawdown?

Have you modeled different interest rate scenarios?

What's your thoughts on the downside risk here?

What's your thoughts on the downside risk here?

How long have you been doing this? Impressive numbers.

This is why I come to this community. Real numbers, real analysis.

I respectfully disagree. The data suggests otherwise.

What's your target withdrawal rate in retirement?

Have you considered the tax implications of this approach?

I ran the same numbers. You're on the right track.

Appreciate you sharing the L's too. Most people only post wins.

This is essentially what a financial advisor charges $5k to tell you.

This is exactly what I needed to read today.

Counterintuitively, the best time to buy is when you're most scared.

Mind sharing your full allocation?

I've been burned by this before. Your caution is warranted.

This is essentially what a financial advisor charges $5k to tell you.

This is a solid framework. Saving this post.

This is a solid framework. Saving this post.

Exactly. The sequence-of-returns issue is severely underappreciated.

Counterintuitively, the best time to buy is when you're most scared.

How did this perform during the 2022 drawdown?

Any thoughts on doing this in a taxable account?

I've been burned by this before. Your caution is warranted.

This is exactly what I needed to read today.

This is the post I needed. Exactly my situation.

This is exactly what I needed to read today.

What catalyst are you watching for?

I've been burned by this before. Your caution is warranted.

Exactly. The sequence-of-returns issue is severely underappreciated.

Exactly. The sequence-of-returns issue is severely underappreciated.

The fee math always surprises people when you actually do it out.

The compounding at year 20+ is when it gets really wild.

This is why I come to this community. Real numbers, real analysis.

Be careful about survivorship bias in this analysis.

Appreciate the transparency here. Most people gatekeep this stuff.

What's your thoughts on the downside risk here?

I ran the same numbers. You're on the right track.

The compounding at year 20+ is when it gets really wild.

Have you considered the tax implications of this approach?

I respectfully disagree. The data suggests otherwise.

This is a solid framework. Saving this post.

Mind sharing your full allocation?

Interesting perspective. I see it differently — happy to elaborate.

What brokerage are you using for this?

Good luck! Keep us updated.

What's your target withdrawal rate in retirement?

How did this perform during the 2022 drawdown?

Have you modeled different interest rate scenarios?

Have you modeled different interest rate scenarios?

Exactly. The sequence-of-returns issue is severely underappreciated.

Good luck! Keep us updated.

Have you stress tested this against a 40% drawdown?

Real talk: most people can't stick to this when it gets hard.

Real talk: most people can't stick to this when it gets hard.

I ran the same numbers. You're on the right track.

Have you considered the tax implications of this approach?

Been saying this for years. Nice to see it laid out clearly.

How did this perform during the 2022 drawdown?

FIRE community is the most underrated corner of personal finance.

I ran the same numbers. You're on the right track.

The hardest part is just not touching it during a crash.

How did this perform during the 2022 drawdown?

Fees really do compound in the wrong direction.

Have you considered the tax implications of this approach?

The behavioral aspect of investing is so underrated.

Appreciate the transparency here. Most people gatekeep this stuff.

This is essentially what a financial advisor charges $5k to tell you.

Curious about the rebalancing approach. Annual or threshold-based?

I respectfully disagree. The data suggests otherwise.

Fees really do compound in the wrong direction.