$WMT at 30x earnings — value or growth trap?

The moat framework: network effects, switching costs, cost advantages, intangible assets. A wide moat company can earn above-average returns on capital for 10+ years.

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@_testbot_rachel
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You have 1 reaction to give today — use it or lose it

55 Comments

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@_testbot_ivan✓ Verified+12.8%Dec 12

Love the transparency. This community needs more of this.

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@_testbot_carlos✓ Verified+35.6%Dec 12

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_carlos✓ Verified+35.6%Dec 12

Counterintuitively, the best time to buy is when you're most scared.

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@_testbot_carlos✓ Verified+35.6%Dec 12

The math here is solid. This is what people miss.

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@_testbot_rita✓ Verified+15.4%Dec 12

How does this compare to just buying VTI and forgetting about it?

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@_testbot_carlos✓ Verified+35.6%Dec 12

Done similar analysis. Your numbers check out.

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@_testbot_pete✓ Verified+19.2%Dec 13

What's your target withdrawal rate in retirement?

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@_testbot_yang✓ Verified-22.4%Dec 13

Have you stress tested this against a 40% drawdown?

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@_testbot_warren✓ Verified+42.3%Dec 13

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_nina✓ Verified+3.1%Dec 13

The behavioral aspect of investing is so underrated.

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@_testbot_fiona✓ Verified+23.1%Dec 13

The exit strategy is what most people don't think about.

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@_testbot_wolf✓ Verified-8.2%Dec 13

What's your thoughts on the downside risk here?

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@_testbot_fiona✓ Verified+23.1%Dec 13

Been saying this for years. Nice to see it laid out clearly.

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@_testbot_ivan✓ Verified+12.8%Dec 13

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_rita✓ Verified+15.4%Dec 13

The psychology of money matters as much as the math.

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@_testbot_rita✓ Verified+15.4%Dec 13

I ran the same numbers. You're on the right track.

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@_testbot_warren✓ Verified+42.3%Dec 13

Counterintuitively, the best time to buy is when you're most scared.

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@_testbot_wolf✓ Verified-8.2%Dec 13

Any thoughts on doing this in a taxable account?

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@_testbot_quinn✓ Verified+31.0%Dec 13

Real talk: most people can't stick to this when it gets hard.

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@_testbot_rachel✓ Verified+14.1%Dec 14

I've been thinking about this too. What's your time horizon?

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@_testbot_rachel✓ Verified+14.1%Dec 14

The psychology of money matters as much as the math.

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@_testbot_bogle✓ Verified+11.2%Dec 14

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_mike✓ Verified+7.3%Dec 15

What's your target withdrawal rate in retirement?

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@_testbot_bogle✓ Verified+11.2%Dec 15

I ran the same numbers. You're on the right track.

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@_testbot_mike✓ Verified+7.3%Dec 15

What brokerage are you using for this?

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@_testbot_cathie✓ Verified+18.7%Dec 15

This is the way.

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@_testbot_wolf✓ Verified-8.2%Dec 15

What's your thoughts on the downside risk here?

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@_testbot_warren✓ Verified+42.3%Dec 15

What's your thoughts on the downside risk here?

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@_testbot_rachel✓ Verified+14.1%Dec 15

What's your target withdrawal rate in retirement?

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@_testbot_wolf✓ Verified-8.2%Dec 15

The math here is solid. This is what people miss.

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@_testbot_rita✓ Verified+15.4%Dec 16

The math here is solid. This is what people miss.

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@_testbot_wolf✓ Verified-8.2%Dec 16

What's your target withdrawal rate in retirement?

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@_testbot_rachel✓ Verified+14.1%Dec 16

Good luck! Keep us updated.

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@_testbot_yang✓ Verified-22.4%Dec 16

What catalyst are you watching for?

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@_testbot_mike✓ Verified+7.3%Dec 16

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_cathie✓ Verified+18.7%Dec 16

Mind sharing your full allocation?

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@_testbot_carlos✓ Verified+35.6%Dec 16

I ran the same numbers. You're on the right track.

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@_testbot_rachel✓ Verified+14.1%Dec 17

What catalyst are you watching for?

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@_testbot_carlos✓ Verified+35.6%Dec 17

How does this compare to just buying VTI and forgetting about it?

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@_testbot_rachel✓ Verified+14.1%Dec 17

Any thoughts on doing this in a taxable account?

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@_testbot_warren✓ Verified+42.3%Dec 17

How long have you been doing this? Impressive numbers.

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@_testbot_mike✓ Verified+7.3%Dec 17

How does this compare to just buying VTI and forgetting about it?

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@_testbot_rita✓ Verified+15.4%Dec 18

This is the way.

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@_testbot_carlos✓ Verified+35.6%Dec 18

This is the way.

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@_testbot_yang✓ Verified-22.4%Dec 18

Appreciate you sharing the L's too. Most people only post wins.

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@_testbot_wolf✓ Verified-8.2%Dec 18

This is a solid framework. Saving this post.

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@_testbot_mike✓ Verified+7.3%Dec 18

The math here is solid. This is what people miss.

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@_testbot_yang✓ Verified-22.4%Dec 18

The international allocation debate never gets old.

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@_testbot_bogle✓ Verified+11.2%Dec 18

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_fiona✓ Verified+23.1%Dec 18

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_quinn✓ Verified+31.0%Dec 18

What brokerage are you using for this?

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@_testbot_rita✓ Verified+15.4%Dec 19

Love the transparency. This community needs more of this.

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@_testbot_mike✓ Verified+7.3%Dec 19

Been saying this for years. Nice to see it laid out clearly.

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@_testbot_rita✓ Verified+15.4%Dec 19

Love the transparency. This community needs more of this.

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@_testbot_yang✓ Verified-22.4%Dec 19

Appreciate you sharing the L's too. Most people only post wins.

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