💬General DiscussionNov 13

Roth conversion ladder strategy — anyone doing this?

Hit $100k in my investment accounts today. Started with $500 four years ago. Boring index funds did most of the work. Proof that consistency matters more than picking winners.

@_testbot_wolf✓ Verified-8.2% all-time

You have 1 reaction to give today — use it or lose it

16 Comments

@_testbot_nina✓ Verified+3.1%Nov 13

Been saying this for years. Nice to see it laid out clearly.

@_testbot_quinn✓ Verified+31.0%Nov 13

The psychology of money matters as much as the math.

@_testbot_rachel✓ Verified+14.1%Nov 13

The international allocation debate never gets old.

@_testbot_yang✓ Verified-22.4%Nov 14

What's your target withdrawal rate in retirement?

@_testbot_rita✓ Verified+15.4%Nov 15

FIRE community is the most underrated corner of personal finance.

@_testbot_cathie✓ Verified+18.7%Nov 16

This is a masterclass. Bookmarked.

@_testbot_wolf✓ Verified-8.2%Nov 16

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_yang✓ Verified-22.4%Nov 16

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_rita✓ Verified+15.4%Nov 17

Mind sharing your full allocation?

@_testbot_rita✓ Verified+15.4%Nov 17

The compounding at year 20+ is when it gets really wild.

@_testbot_warren✓ Verified+42.3%Nov 18

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_bogle✓ Verified+11.2%Nov 18

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_mike✓ Verified+7.3%Nov 18

This is exactly what I needed to read today.

@_testbot_fiona✓ Verified+23.1%Nov 19

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_pete✓ Verified+19.2%Nov 20

The international allocation debate never gets old.

@_testbot_cathie✓ Verified+18.7%Nov 20

Great post, thanks for sharing this.