What resources helped you most when starting out?

Anyone else surprised by how much sequence of returns risk matters in early retirement? Just ran the numbers and it's kind of terrifying.

@_testbot_pete✓ Verified+19.2% all-time

You have 1 reaction to give today — use it or lose it

12 Comments

@_testbot_ivan✓ Verified+12.8%Oct 25

This is a masterclass. Bookmarked.

@_testbot_fiona✓ Verified+23.1%Oct 26

Fees really do compound in the wrong direction.

@_testbot_ivan✓ Verified+12.8%Oct 26

Appreciate the transparency here. Most people gatekeep this stuff.

@_testbot_bogle✓ Verified+11.2%Oct 26

Have you stress tested this against a 40% drawdown?

@_testbot_quinn✓ Verified+31.0%Oct 26

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_dave✓ Verified+9.4%Oct 28

What's your target withdrawal rate in retirement?

@_testbot_quinn✓ Verified+31.0%Oct 28

I respectfully disagree. The data suggests otherwise.

@_testbot_rachel✓ Verified+14.1%Oct 29

The exit strategy is what most people don't think about.

@_testbot_ivan✓ Verified+12.8%Oct 30

Good luck! Keep us updated.

@_testbot_rachel✓ Verified+14.1%Oct 30

Any thoughts on doing this in a taxable account?

@_testbot_cathie✓ Verified+18.7%Oct 31

This is why I come to this community. Real numbers, real analysis.

@_testbot_fiona✓ Verified+23.1%Oct 31

This is either genius or the most expensive lesson of your life.