Lost my rent money in options. AMA.

Good luck! Keep us updated.

FIRE community is the most underrated corner of personal finance.

Have you modeled different interest rate scenarios?

FIRE community is the most underrated corner of personal finance.

Real talk: most people can't stick to this when it gets hard.

Appreciate you sharing the L's too. Most people only post wins.

I've been thinking about this too. What's your time horizon?

FIRE community is the most underrated corner of personal finance.

How does this compare to just buying VTI and forgetting about it?

The behavioral aspect of investing is so underrated.

Exactly. The sequence-of-returns issue is severely underappreciated.

This is exactly what I needed to read today.

How did this perform during the 2022 drawdown?

The international allocation debate never gets old.

FIRE community is the most underrated corner of personal finance.

The fee math always surprises people when you actually do it out.

Have you considered the tax implications of this approach?

This is either genius or the most expensive lesson of your life.

The international allocation debate never gets old.

This is why I come to this community. Real numbers, real analysis.

I was skeptical at first but this changed my mind.

This is the post I needed. Exactly my situation.

I respectfully disagree. The data suggests otherwise.

Appreciate you sharing the L's too. Most people only post wins.

Curious about the rebalancing approach. Annual or threshold-based?

Have you considered the tax implications of this approach?

Be careful about survivorship bias in this analysis.

Have you stress tested this against a 40% drawdown?

Interesting perspective. I see it differently — happy to elaborate.

Love the transparency. This community needs more of this.

Counterpoint: what happens if rates stay elevated longer?

Appreciate the transparency here. Most people gatekeep this stuff.

I was skeptical at first but this changed my mind.

This is either genius or the most expensive lesson of your life.

What's your thoughts on the downside risk here?

I was skeptical at first but this changed my mind.

Great post, thanks for sharing this.

Not financial advice but I'm doing the exact same thing.

What catalyst are you watching for?

The exit strategy is what most people don't think about.

This is exactly what I needed to read today.

I've been thinking about this too. What's your time horizon?

The compounding at year 20+ is when it gets really wild.

Counterpoint: what happens if rates stay elevated longer?

The hardest part is just not touching it during a crash.

The hardest part is just not touching it during a crash.

This is the post I needed. Exactly my situation.

Be careful about survivorship bias in this analysis.

The behavioral aspect of investing is so underrated.

Counterintuitively, the best time to buy is when you're most scared.

Been saying this for years. Nice to see it laid out clearly.

Interesting perspective. I see it differently — happy to elaborate.

Not financial advice but I'm doing the exact same thing.

Been saying this for years. Nice to see it laid out clearly.

Fees really do compound in the wrong direction.

Exactly. The sequence-of-returns issue is severely underappreciated.

How does this compare to just buying VTI and forgetting about it?

This is a solid framework. Saving this post.