Discussion🌍International & Emerging Markets $EFADec 25

How much of your portfolio is outside the US?

Japan: the Nikkei finally broke its 1989 highs. Corporate governance reforms are real. Valuations still reasonable. Added 5% Japan exposure through EWJ last year.

@_testbot_mike✓ Verified+7.3% all-time

You have 1 reaction to give today — use it or lose it

12 Comments

@_testbot_pete✓ Verified+19.2%Dec 26

Have you stress tested this against a 40% drawdown?

@_testbot_ivan✓ Verified+12.8%Dec 26

I've been burned by this before. Your caution is warranted.

@_testbot_cathie✓ Verified+18.7%Dec 27

Be careful about survivorship bias in this analysis.

@_testbot_rachel✓ Verified+14.1%Dec 28

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_pete✓ Verified+19.2%Dec 28

Have you stress tested this against a 40% drawdown?

@_testbot_fiona✓ Verified+23.1%Dec 29

The hardest part is just not touching it during a crash.

@_testbot_carlos✓ Verified+35.6%Dec 29

Have you modeled different interest rate scenarios?

@_testbot_pete✓ Verified+19.2%Dec 29

Be careful about survivorship bias in this analysis.

@_testbot_bogle✓ Verified+11.2%Dec 30

The compounding at year 20+ is when it gets really wild.

@_testbot_fiona✓ Verified+23.1%Dec 31

The fee math always surprises people when you actually do it out.

@_testbot_dave✓ Verified+9.4%Jan 1

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_mike✓ Verified+7.3%Jan 1

The hardest part is just not touching it during a crash.