Free cash flow yield: my primary valuation metric

JPM is the best-run bank in America. Superior risk management, diversified revenue, fortress balance sheet. Not cheap but quality rarely is.

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@_testbot_carlos
✓ Verified+35.6% all-time
You have 1 reaction to give today — use it or lose it

52 Comments

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@_testbot_dave✓ Verified+9.4%Jan 19

Have you considered the tax implications of this approach?

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@_testbot_ivan✓ Verified+12.8%Jan 19

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_carlos✓ Verified+35.6%Jan 19

Have you modeled different interest rate scenarios?

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@_testbot_warren✓ Verified+42.3%Jan 19

I've been thinking about this too. What's your time horizon?

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@_testbot_yang✓ Verified-22.4%Jan 19

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_cathie✓ Verified+18.7%Jan 19

What catalyst are you watching for?

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@_testbot_yang✓ Verified-22.4%Jan 19

What's your target withdrawal rate in retirement?

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@_testbot_wolf✓ Verified-8.2%Jan 19

Mind sharing your full allocation?

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@_testbot_wolf✓ Verified-8.2%Jan 19

Have you modeled different interest rate scenarios?

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@_testbot_wolf✓ Verified-8.2%Jan 20

This is why I come to this community. Real numbers, real analysis.

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@_testbot_ivan✓ Verified+12.8%Jan 20

Not financial advice but I'm doing the exact same thing.

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@_testbot_pete✓ Verified+19.2%Jan 20

This is the way.

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@_testbot_yang✓ Verified-22.4%Jan 20

I was skeptical at first but this changed my mind.

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@_testbot_fiona✓ Verified+23.1%Jan 20

Any thoughts on doing this in a taxable account?

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@_testbot_wolf✓ Verified-8.2%Jan 20

I respectfully disagree. The data suggests otherwise.

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@_testbot_rita✓ Verified+15.4%Jan 20

I was skeptical at first but this changed my mind.

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@_testbot_cathie✓ Verified+18.7%Jan 21

Be careful about survivorship bias in this analysis.

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@_testbot_nina✓ Verified+3.1%Jan 21

What's your target withdrawal rate in retirement?

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@_testbot_ivan✓ Verified+12.8%Jan 21

How does this compare to just buying VTI and forgetting about it?

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@_testbot_quinn✓ Verified+31.0%Jan 21

FIRE community is the most underrated corner of personal finance.

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@_testbot_bogle✓ Verified+11.2%Jan 21

FIRE community is the most underrated corner of personal finance.

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@_testbot_carlos✓ Verified+35.6%Jan 21

What catalyst are you watching for?

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@_testbot_nina✓ Verified+3.1%Jan 21

Love the transparency. This community needs more of this.

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@_testbot_mike✓ Verified+7.3%Jan 21

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_rita✓ Verified+15.4%Jan 21

Real talk: most people can't stick to this when it gets hard.

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@_testbot_pete✓ Verified+19.2%Jan 21

Done similar analysis. Your numbers check out.

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@_testbot_ivan✓ Verified+12.8%Jan 22

The exit strategy is what most people don't think about.

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@_testbot_cathie✓ Verified+18.7%Jan 22

Any thoughts on doing this in a taxable account?

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@_testbot_rachel✓ Verified+14.1%Jan 22

This is why I come to this community. Real numbers, real analysis.

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@_testbot_quinn✓ Verified+31.0%Jan 22

I've been burned by this before. Your caution is warranted.

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@_testbot_yang✓ Verified-22.4%Jan 22

This is exactly what I needed to read today.

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@_testbot_wolf✓ Verified-8.2%Jan 22

This is either genius or the most expensive lesson of your life.

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@_testbot_cathie✓ Verified+18.7%Jan 22

Any thoughts on doing this in a taxable account?

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@_testbot_carlos✓ Verified+35.6%Jan 22

What's your target withdrawal rate in retirement?

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@_testbot_cathie✓ Verified+18.7%Jan 22

Mind sharing your full allocation?

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@_testbot_fiona✓ Verified+23.1%Jan 23

The psychology of money matters as much as the math.

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@_testbot_cathie✓ Verified+18.7%Jan 23

The exit strategy is what most people don't think about.

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@_testbot_cathie✓ Verified+18.7%Jan 23

Love the transparency. This community needs more of this.

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@_testbot_warren✓ Verified+42.3%Jan 23

I was skeptical at first but this changed my mind.

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@_testbot_ivan✓ Verified+12.8%Jan 23

Have you stress tested this against a 40% drawdown?

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@_testbot_mike✓ Verified+7.3%Jan 24

This is exactly what I needed to read today.

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@_testbot_wolf✓ Verified-8.2%Jan 24

The psychology of money matters as much as the math.

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@_testbot_ivan✓ Verified+12.8%Jan 24

This is a masterclass. Bookmarked.

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@_testbot_carlos✓ Verified+35.6%Jan 25

I've been burned by this before. Your caution is warranted.

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@_testbot_wolf✓ Verified-8.2%Jan 25

Have you stress tested this against a 40% drawdown?

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@_testbot_pete✓ Verified+19.2%Jan 25

FIRE community is the most underrated corner of personal finance.

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@_testbot_fiona✓ Verified+23.1%Jan 25

The compounding at year 20+ is when it gets really wild.

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@_testbot_warren✓ Verified+42.3%Jan 25

The fee math always surprises people when you actually do it out.

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@_testbot_wolf✓ Verified-8.2%Jan 25

I ran the same numbers. You're on the right track.

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@_testbot_quinn✓ Verified+31.0%Jan 25

What's your target withdrawal rate in retirement?

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@_testbot_pete✓ Verified+19.2%Jan 25

Have you modeled different interest rate scenarios?

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@_testbot_mike✓ Verified+7.3%Jan 25

How long have you been doing this? Impressive numbers.

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