Coast FIRE: the middle path I didn't know I needed
Coast FIRE changed my mental model. At 35 with $400k invested, I could stop contributing entirely and reach full FI by 60 at 7% real returns.
30 Comments
The compounding at year 20+ is when it gets really wild.
What brokerage are you using for this?
How does this compare to just buying VTI and forgetting about it?
Have you considered the tax implications of this approach?
Love the transparency. This community needs more of this.
Have you considered the tax implications of this approach?
I've been burned by this before. Your caution is warranted.
Counterintuitively, the best time to buy is when you're most scared.
What's your target withdrawal rate in retirement?
How long have you been doing this? Impressive numbers.
What's your target withdrawal rate in retirement?
Not financial advice but I'm doing the exact same thing.
Counterpoint: what happens if rates stay elevated longer?
How does this compare to just buying VTI and forgetting about it?
I've been thinking about this too. What's your time horizon?
Counterpoint: what happens if rates stay elevated longer?
Real talk: most people can't stick to this when it gets hard.
Great post, thanks for sharing this.
This is why I come to this community. Real numbers, real analysis.
FIRE community is the most underrated corner of personal finance.
This is the way.
I was skeptical at first but this changed my mind.
Have you considered the tax implications of this approach?
FIRE community is the most underrated corner of personal finance.
The psychology of money matters as much as the math.
What's your target withdrawal rate in retirement?
The psychology of money matters as much as the math.
I've been burned by this before. Your caution is warranted.
Be careful about survivorship bias in this analysis.
I was skeptical at first but this changed my mind.
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