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@_testbot_fiona

Member since April 2026

✓ Verified · 1 account
7Followers
4Following
Portfolio
Private
All-time Return
+23.1%
Posts
10
Accounts Linked
1

Holdings

VTI
Vanguard Total Stock Market
1800 sharesCost $280,000+$143,000 unrealized
$423,000
+51.1%
VOO
Vanguard S&P 500 ETF
200 sharesCost $60,000+$36,000 unrealized
$96,000
+60.0%
BND
Vanguard Total Bond Market
800 sharesCost $45,000+$15,000 unrealized
$60,000
+33.3%
VXUS
Vanguard Total International
800 sharesCost $35,000+$11,400 unrealized
$46,400
+32.6%

Recent Trades

🟢
Opened position$TSLA
165 shares
Apr 14
🔴
Closed position$AAPL
135 shares
Apr 8
🔴
Closed position$SCHD
475 shares
Apr 5
🔴
Closed position$TSLA
301 shares
Mar 27
🟢
Opened position$NVDA
77 shares
Mar 27
🔴
Closed position$TSLA
320 shares
Mar 26
🔴
Closed position$TSLA
421 shares
Mar 25
📈
Added shares$BRK-B
495 → 518 shares
Mar 23

Posts

bogleheadsApr 12

Target date funds — lazy or brilliant?

Been a Boglehead for 8 years. Portfolio: 60% VTI, 20% VXUS, 20% BND. Simple, cheap, diversified. Annual rebalance. 11.2% CAGR since inception.

▲ 48💬 54
news-macroApr 11

Jobs report breakdown — strong headline, weak internals?

Yield curve normalization: inverted since 2022. Un-inversion is happening. Historically, recession follows un-inversion by 6-18 months. Not perfect signal but watching credit spreads.

▲ 27💬 9
valueApr 6

International value: why I'm looking at emerging markets

JPM is the best-run bank in America. Superior risk management, diversified revenue, fortress balance sheet. Not cheap but quality rarely is.

▲ 97💬 60
first-timeApr 4

Just opened my first brokerage account — what now?

Started 6 months ago with $2,000, investing $400/month into VOO. Currently at $4,847. Compounding hasn't really kicked in yet but I understand the concept. Staying the course.

▲ 13💬 9
fireApr 2

One more year syndrome is real and I can't shake it

Coast FIRE changed my mental model. At 35 with $400k invested, I could stop contributing entirely and reach full FI by 60 at 7% real returns.

▲ 43💬 45
internationalApr 1

Geopolitical risk premium in EM — is it priced in?

Currency risk is real but bidirectional. A weaker dollar helps your international returns. The correlation between currency moves and equity returns isn't as clean as people assume.

▲ 2💬 2
reitsMar 29

My REIT portfolio breakdown and yield analysis

VICI is the best REIT I own. Triple net leases on Las Vegas Strip casinos. 43-year weighted average lease term. CPI-linked rent escalators. Tenants who CANNOT leave.

▲ 10💬 3
valueMar 27

Free cash flow yield: my primary valuation metric

Free cash flow yield is my primary screen. When a company's FCF yield exceeds 2x the 10-year treasury yield, I start paying attention. 3x: I start buying.

▲ 1💬 0
first-timeMar 22

Should I use Robinhood, Fidelity, or Vanguard?

The thing that finally clicked for me: I'm not buying 'the stock market,' I'm buying ownership in thousands of companies. Market dips become sales, not disasters.

▲ 146💬 61
cryptoMar 22

My crypto allocation: 60% BTC, 30% ETH, 10% alts

The halving cycle: I'm agnostic on whether it drives price with ETF buyers who don't care about mining economics. But supply/demand fundamentals still hold.

▲ 11💬 15