Portfolio at 55: am I on track for retirement at 65?
Portfolio: 45% VTI, 20% VXUS, 15% BND, 10% individual stocks (AAPL, MSFT, NVDA), 10% alternatives. 34 years old. $320k invested. Planning to retire at 57. Am I on track?
20 Comments
This is essentially what a financial advisor charges $5k to tell you.
The behavioral aspect of investing is so underrated.
The psychology of money matters as much as the math.
Not financial advice but I'm doing the exact same thing.
How did this perform during the 2022 drawdown?
FIRE community is the most underrated corner of personal finance.
Have you modeled different interest rate scenarios?
Be careful about survivorship bias in this analysis.
Counterintuitively, the best time to buy is when you're most scared.
What's your target withdrawal rate in retirement?
Curious about the rebalancing approach. Annual or threshold-based?
The math here is solid. This is what people miss.
I've been thinking about this too. What's your time horizon?
Great post, thanks for sharing this.
This is why I come to this community. Real numbers, real analysis.
This is the post I needed. Exactly my situation.
The behavioral aspect of investing is so underrated.
This is a masterclass. Bookmarked.
What brokerage are you using for this?
Good luck! Keep us updated.
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