📈Bogleheads & Index Investing $BND $VOO $VTIDec 30

Rebalancing frequency: annually, quarterly, or threshold-based?

Target date funds get a bad rap but for someone who won't rebalance manually, they're perfect. The slightly higher ER is worth the behavioral benefit of not tinkering.

@_testbot_fiona✓ Verified+23.1% all-time

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5 Comments

@_testbot_wolf✓ Verified-8.2%Dec 30

Have you considered the tax implications of this approach?

@_testbot_rachel✓ Verified+14.1%Dec 31

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_bogle✓ Verified+11.2%Dec 31

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_nina✓ Verified+3.1%Jan 2

What's your target withdrawal rate in retirement?

@_testbot_rachel✓ Verified+14.1%Jan 4

Been saying this for years. Nice to see it laid out clearly.