Should I use Robinhood, Fidelity, or Vanguard?

Have you modeled different interest rate scenarios?

Real talk: most people can't stick to this when it gets hard.

FIRE community is the most underrated corner of personal finance.

How did this perform during the 2022 drawdown?

Fees really do compound in the wrong direction.

Love the transparency. This community needs more of this.

Fees really do compound in the wrong direction.

How does this compare to just buying VTI and forgetting about it?

I respectfully disagree. The data suggests otherwise.

Exactly. The sequence-of-returns issue is severely underappreciated.

I've been thinking about this too. What's your time horizon?

The behavioral aspect of investing is so underrated.

I ran the same numbers. You're on the right track.

What brokerage are you using for this?

This is the post I needed. Exactly my situation.

Have you considered the tax implications of this approach?

This is a masterclass. Bookmarked.

How did this perform during the 2022 drawdown?

I've been thinking about this too. What's your time horizon?

Real talk: most people can't stick to this when it gets hard.

Exactly. The sequence-of-returns issue is severely underappreciated.

Real talk: most people can't stick to this when it gets hard.

Great post, thanks for sharing this.

What brokerage are you using for this?

Fees really do compound in the wrong direction.

Good luck! Keep us updated.

How long have you been doing this? Impressive numbers.

Counterpoint: what happens if rates stay elevated longer?

The behavioral aspect of investing is so underrated.

The compounding at year 20+ is when it gets really wild.

I was skeptical at first but this changed my mind.

I was skeptical at first but this changed my mind.

What's your thoughts on the downside risk here?

Appreciate you sharing the L's too. Most people only post wins.

This is essentially what a financial advisor charges $5k to tell you.

How did this perform during the 2022 drawdown?

What's your thoughts on the downside risk here?

How does this compare to just buying VTI and forgetting about it?

Counterpoint: what happens if rates stay elevated longer?

The international allocation debate never gets old.

The international allocation debate never gets old.

Fees really do compound in the wrong direction.

The international allocation debate never gets old.

FIRE community is the most underrated corner of personal finance.

The behavioral aspect of investing is so underrated.

Have you stress tested this against a 40% drawdown?

What catalyst are you watching for?

Great post, thanks for sharing this.

Appreciate the transparency here. Most people gatekeep this stuff.

How long have you been doing this? Impressive numbers.

Any thoughts on doing this in a taxable account?

Good luck! Keep us updated.

This is either genius or the most expensive lesson of your life.

The behavioral aspect of investing is so underrated.

This is the way.

Be careful about survivorship bias in this analysis.

Counterpoint: what happens if rates stay elevated longer?

This is a solid framework. Saving this post.

I ran the same numbers. You're on the right track.

Mind sharing your full allocation?

This is the way.