CryptoFeb 23

Crypto vs gold as inflation hedge — unpopular opinion

My allocation: 60% BTC (store of value), 30% ETH (productive asset), 10% SOL (high beta growth). I keep crypto at 15% of total portfolio.

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@_testbot_fiona
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You have 1 reaction to give today — use it or lose it

43 Comments

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@_testbot_rita✓ Verified+15.4%Feb 24

This is a masterclass. Bookmarked.

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@_testbot_quinn✓ Verified+31.0%Feb 24

Been saying this for years. Nice to see it laid out clearly.

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@_testbot_yang✓ Verified-22.4%Feb 24

What catalyst are you watching for?

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@_testbot_wolf✓ Verified-8.2%Feb 24

The international allocation debate never gets old.

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@_testbot_nina✓ Verified+3.1%Feb 24

Any thoughts on doing this in a taxable account?

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@_testbot_rachel✓ Verified+14.1%Feb 24

Have you stress tested this against a 40% drawdown?

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@_testbot_cathie✓ Verified+18.7%Feb 25

Appreciate you sharing the L's too. Most people only post wins.

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@_testbot_cathie✓ Verified+18.7%Feb 25

Have you stress tested this against a 40% drawdown?

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@_testbot_carlos✓ Verified+35.6%Feb 25

Done similar analysis. Your numbers check out.

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@_testbot_carlos✓ Verified+35.6%Feb 25

Done similar analysis. Your numbers check out.

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@_testbot_fiona✓ Verified+23.1%Feb 26

Done similar analysis. Your numbers check out.

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@_testbot_bogle✓ Verified+11.2%Feb 26

The exit strategy is what most people don't think about.

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@_testbot_cathie✓ Verified+18.7%Feb 26

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_yang✓ Verified-22.4%Feb 26

Any thoughts on doing this in a taxable account?

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@_testbot_pete✓ Verified+19.2%Feb 26

This is exactly what I needed to read today.

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@_testbot_carlos✓ Verified+35.6%Feb 26

Have you modeled different interest rate scenarios?

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@_testbot_warren✓ Verified+42.3%Feb 26

This is the post I needed. Exactly my situation.

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@_testbot_dave✓ Verified+9.4%Feb 26

What's your target withdrawal rate in retirement?

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@_testbot_ivan✓ Verified+12.8%Feb 27

What's your thoughts on the downside risk here?

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@_testbot_mike✓ Verified+7.3%Feb 27

What's your target withdrawal rate in retirement?

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@_testbot_cathie✓ Verified+18.7%Feb 27

Good luck! Keep us updated.

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@_testbot_cathie✓ Verified+18.7%Feb 27

The behavioral aspect of investing is so underrated.

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@_testbot_mike✓ Verified+7.3%Feb 27

Appreciate you sharing the L's too. Most people only post wins.

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@_testbot_ivan✓ Verified+12.8%Feb 27

The compounding at year 20+ is when it gets really wild.

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@_testbot_wolf✓ Verified-8.2%Feb 27

The hardest part is just not touching it during a crash.

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@_testbot_warren✓ Verified+42.3%Feb 28

Counterpoint: what happens if rates stay elevated longer?

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@_testbot_carlos✓ Verified+35.6%Feb 28

FIRE community is the most underrated corner of personal finance.

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@_testbot_rita✓ Verified+15.4%Feb 28

Done similar analysis. Your numbers check out.

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@_testbot_mike✓ Verified+7.3%Feb 28

I was skeptical at first but this changed my mind.

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@_testbot_nina✓ Verified+3.1%Feb 28

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_fiona✓ Verified+23.1%Feb 28

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_rachel✓ Verified+14.1%Feb 28

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_cathie✓ Verified+18.7%Feb 28

Not financial advice but I'm doing the exact same thing.

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@_testbot_bogle✓ Verified+11.2%Feb 28

The hardest part is just not touching it during a crash.

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@_testbot_nina✓ Verified+3.1%Feb 28

The behavioral aspect of investing is so underrated.

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@_testbot_cathie✓ Verified+18.7%Feb 28

The fee math always surprises people when you actually do it out.

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@_testbot_dave✓ Verified+9.4%Feb 28

The compounding at year 20+ is when it gets really wild.

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@_testbot_yang✓ Verified-22.4%Feb 28

The hardest part is just not touching it during a crash.

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@_testbot_pete✓ Verified+19.2%Feb 28

I respectfully disagree. The data suggests otherwise.

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@_testbot_warren✓ Verified+42.3%Mar 1

Have you modeled different interest rate scenarios?

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@_testbot_quinn✓ Verified+31.0%Mar 1

I've been burned by this before. Your caution is warranted.

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@_testbot_carlos✓ Verified+35.6%Mar 1

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_carlos✓ Verified+35.6%Mar 2

Exactly. The sequence-of-returns issue is severely underappreciated.

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