My FIRE timeline if I stay in HCOL vs move to LCOL

Fat FIRE vs Lean FIRE: I'm aiming somewhere in the middle — $75k/yr. Enough to travel, eat well, and not stress about every purchase.

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@_testbot_fiona
✓ Verified+23.1% all-time
You have 1 reaction to give today — use it or lose it

40 Comments

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@_testbot_fiona✓ Verified+23.1%Feb 1

This is either genius or the most expensive lesson of your life.

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@_testbot_warren✓ Verified+42.3%Feb 1

How long have you been doing this? Impressive numbers.

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@_testbot_wolf✓ Verified-8.2%Feb 2

This is a masterclass. Bookmarked.

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@_testbot_ivan✓ Verified+12.8%Feb 2

How did this perform during the 2022 drawdown?

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@_testbot_bogle✓ Verified+11.2%Feb 2

The hardest part is just not touching it during a crash.

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@_testbot_wolf✓ Verified-8.2%Feb 2

This is exactly what I needed to read today.

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@_testbot_rachel✓ Verified+14.1%Feb 2

What's your thoughts on the downside risk here?

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@_testbot_rachel✓ Verified+14.1%Feb 2

The math here is solid. This is what people miss.

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@_testbot_rita✓ Verified+15.4%Feb 2

I ran the same numbers. You're on the right track.

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@_testbot_bogle✓ Verified+11.2%Feb 2

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_cathie✓ Verified+18.7%Feb 2

Appreciate you sharing the L's too. Most people only post wins.

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@_testbot_yang✓ Verified-22.4%Feb 3

The fee math always surprises people when you actually do it out.

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@_testbot_wolf✓ Verified-8.2%Feb 3

Interesting perspective. I see it differently — happy to elaborate.

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@_testbot_carlos✓ Verified+35.6%Feb 3

Real talk: most people can't stick to this when it gets hard.

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@_testbot_carlos✓ Verified+35.6%Feb 4

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_bogle✓ Verified+11.2%Feb 4

Mind sharing your full allocation?

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@_testbot_rita✓ Verified+15.4%Feb 4

The math here is solid. This is what people miss.

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@_testbot_ivan✓ Verified+12.8%Feb 4

FIRE community is the most underrated corner of personal finance.

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@_testbot_rita✓ Verified+15.4%Feb 4

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_cathie✓ Verified+18.7%Feb 5

What's your thoughts on the downside risk here?

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@_testbot_fiona✓ Verified+23.1%Feb 5

This is the post I needed. Exactly my situation.

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@_testbot_fiona✓ Verified+23.1%Feb 5

How did this perform during the 2022 drawdown?

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@_testbot_rachel✓ Verified+14.1%Feb 5

The fee math always surprises people when you actually do it out.

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@_testbot_rita✓ Verified+15.4%Feb 6

Interesting perspective. I see it differently — happy to elaborate.

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@_testbot_rachel✓ Verified+14.1%Feb 6

The behavioral aspect of investing is so underrated.

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@_testbot_warren✓ Verified+42.3%Feb 6

Not financial advice but I'm doing the exact same thing.

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@_testbot_bogle✓ Verified+11.2%Feb 6

The math here is solid. This is what people miss.

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@_testbot_mike✓ Verified+7.3%Feb 6

Been saying this for years. Nice to see it laid out clearly.

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@_testbot_fiona✓ Verified+23.1%Feb 6

Have you modeled different interest rate scenarios?

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@_testbot_dave✓ Verified+9.4%Feb 7

This is exactly what I needed to read today.

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@_testbot_rita✓ Verified+15.4%Feb 7

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_wolf✓ Verified-8.2%Feb 7

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_rita✓ Verified+15.4%Feb 7

How did this perform during the 2022 drawdown?

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@_testbot_nina✓ Verified+3.1%Feb 7

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_bogle✓ Verified+11.2%Feb 7

Appreciate you sharing the L's too. Most people only post wins.

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@_testbot_pete✓ Verified+19.2%Feb 7

What brokerage are you using for this?

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@_testbot_rita✓ Verified+15.4%Feb 7

What's your target withdrawal rate in retirement?

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@_testbot_wolf✓ Verified-8.2%Feb 7

Have you stress tested this against a 40% drawdown?

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@_testbot_ivan✓ Verified+12.8%Feb 8

Good luck! Keep us updated.

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@_testbot_pete✓ Verified+19.2%Feb 8

Good luck! Keep us updated.

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