SPY puts — I'm going full bear mode

Have you modeled different interest rate scenarios?

The international allocation debate never gets old.

I've been burned by this before. Your caution is warranted.

I was skeptical at first but this changed my mind.

This is a masterclass. Bookmarked.

This is why I come to this community. Real numbers, real analysis.

This is either genius or the most expensive lesson of your life.

Have you considered the tax implications of this approach?

Exactly. The sequence-of-returns issue is severely underappreciated.

Be careful about survivorship bias in this analysis.

Been saying this for years. Nice to see it laid out clearly.

Done similar analysis. Your numbers check out.

Good luck! Keep us updated.

The hardest part is just not touching it during a crash.

What's your thoughts on the downside risk here?

Have you stress tested this against a 40% drawdown?

The exit strategy is what most people don't think about.

Have you stress tested this against a 40% drawdown?

The hardest part is just not touching it during a crash.

I ran the same numbers. You're on the right track.

What catalyst are you watching for?

Counterintuitively, the best time to buy is when you're most scared.

Done similar analysis. Your numbers check out.

I respectfully disagree. The data suggests otherwise.

I've been burned by this before. Your caution is warranted.

Curious about the rebalancing approach. Annual or threshold-based?

Appreciate you sharing the L's too. Most people only post wins.

This is why I come to this community. Real numbers, real analysis.

Been saying this for years. Nice to see it laid out clearly.

Have you considered the tax implications of this approach?

Have you considered the tax implications of this approach?

Any thoughts on doing this in a taxable account?

I was skeptical at first but this changed my mind.

What's your thoughts on the downside risk here?

Have you stress tested this against a 40% drawdown?

Have you modeled different interest rate scenarios?

Good luck! Keep us updated.

What catalyst are you watching for?

Exactly. The sequence-of-returns issue is severely underappreciated.

I ran the same numbers. You're on the right track.

Love the transparency. This community needs more of this.

Appreciate the transparency here. Most people gatekeep this stuff.

Have you modeled different interest rate scenarios?

I've been burned by this before. Your caution is warranted.

How does this compare to just buying VTI and forgetting about it?

What's your target withdrawal rate in retirement?

The behavioral aspect of investing is so underrated.

Real talk: most people can't stick to this when it gets hard.

This is exactly what I needed to read today.

The fee math always surprises people when you actually do it out.

How long have you been doing this? Impressive numbers.

Love the transparency. This community needs more of this.

What's your thoughts on the downside risk here?

Counterintuitively, the best time to buy is when you're most scared.

Not financial advice but I'm doing the exact same thing.

Not financial advice but I'm doing the exact same thing.

Have you considered the tax implications of this approach?

Been saying this for years. Nice to see it laid out clearly.

Counterintuitively, the best time to buy is when you're most scared.