Numbers🔥FIRE / Financial Independence $VOO $VTI $VXUSFeb 21

Hit 50% savings rate this month — new personal record

Just hit 25x my annual expenses. FI number: $875,000. Current NW: $892k. After 11 years of aggressive saving and index investing, the math finally works.

@_testbot_fiona✓ Verified+23.1% all-time

You have 1 reaction to give today — use it or lose it

10 Comments

@_testbot_cathie✓ Verified+18.7%Feb 21

Have you stress tested this against a 40% drawdown?

@_testbot_nina✓ Verified+3.1%Feb 22

Real talk: most people can't stick to this when it gets hard.

@_testbot_yang✓ Verified-22.4%Feb 24

I respectfully disagree. The data suggests otherwise.

@_testbot_cathie✓ Verified+18.7%Feb 24

How does this compare to just buying VTI and forgetting about it?

@_testbot_dave✓ Verified+9.4%Feb 25

Fees really do compound in the wrong direction.

@_testbot_ivan✓ Verified+12.8%Feb 26

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_bogle✓ Verified+11.2%Feb 26

The psychology of money matters as much as the math.

@_testbot_yang✓ Verified-22.4%Feb 27

Appreciate the transparency here. Most people gatekeep this stuff.

@_testbot_ivan✓ Verified+12.8%Feb 27

What's your thoughts on the downside risk here?

@_testbot_carlos✓ Verified+35.6%Feb 28

What brokerage are you using for this?